Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Fernando Miranda
Fernando Miranda made my refinancing process really smooth and fast. I am really happy with his services
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Fernando Miranda
Fernando was very professional and detail about the process. We had open communication which it was critical for me as it was my first time buying a house. He answer all my questions and concerns. The process was very smooth and I will highly...
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Easy to talk to, answered all of my questions, which made the home buying experience for my wife and I that much easier.
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Fernando Miranda
Fernando is great to work with, he communicates effectively and in a timely manner, and has a lot of knowledge. This is one of the smoothest transactions I have experienced.
Efficient , customer service , faster response
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Fernando Miranda
Vaya! Muchas gracias a Fernando Miranda por habernos ayudado en la compra de nuestra casa, estamos muy contentos y agradecidos por el tiempo que nos dedicó para lograr nuestro objetivo. Ha sido un placer que haya trabajado con nosotros, fue...
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Fernando Miranda
Very good experience with Fernando and Midelvis muy satisfechos con su profesionalismo y dedicación además de trato cordial y paciencia para lidiar con los clientes altamente recomendado y una vez más gracias inmensas Dios continúe bendiciéndolos...
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I am very excited to buy my first house thanks to the help of Bob Chamorro, he and his team are wonderful, nice persons and very profesionales. Thanks to him I made a good purchase. I am very happy and grateful to him and to God for having...
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Bob is great! Very professional and straight forward while making me feel super confident and relaxed, thank you Bob for all you support and accuracy.
Bob Chamorro was very approachable and great at answering all our questions.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.