Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Fernando Miranda
Second time working with Fernando and again really satisfied. Very helpful and professional, always available. I definitely recommend him. Thank you.
for
Fernando Miranda
This is the second time working with Fernando. Again, very satisfied and, very likely to work with him again.
for
Fernando Miranda
Julia
for
Fernando Miranda
For many years I thought buying a house was the most stressful and difficult experience anyone could have. I almost gave up trying to find someone who could listen to me and guide me to understand the process. 2020 was a very unique year for...
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for
Fernando Miranda
For many years I thought buying a house was the most stressful and difficult experience anyone could have. I almost gave up trying to find someone who could listen to me and guide me to understand the process. 2020 was a very unique year for...
read more
for
Fernando Miranda
I was a first time home buyer so it was a bit of a learning curve. However, I was lucky enough to have Fernando and his team for every step of the way. My closing was delayed several times due to multiple issues the seller had, but Fernando...
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It was a great experience. The team was amazing !!! . I'm very grateful
Bob is fantastic!! He is on top of everything with constant communication for his clients and realtors with timely updates.
for
Fernando Miranda
The best! the man! Magnificent ! did I already say he's the absolute best!
El mejor mi hermano!
for
Fernando Miranda
Always reachable and explain wit details all the questions.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.