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Lower Mortgage, Lakewood Ranch, FL
Lakewood Ranch, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
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Had a great loan process with Mike and his team. I have gone through a lot of mortgage loan processes in the past and this was by far one of the most structured and pleasant ones I have experienced thus far.
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I have used Michael Tullio for 2 VA home purchases. The communication of what was going to happen, what was happening, and the accuracy in which his team worked with me on required documents was incredible. I highly recommend Mike to anyone...
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Reply from Owner
March 22nd, 2017 12:00 AM
It has been AWESOME working with you not once, but TWICE on your VA purchases! We are so thrilled when we receive positive feedback on our process. That being said, YOU did a great job of utilizing our technology and getting Susan and Denee...
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Maureen did an excellent job in helping me choose the right loan for my purchase. This was my second home purchase in two years but it was my first time going with Van Dyke. Maureen and her team did a great job at making sure everything was...
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Mike Tullio and his team were recommended to me by some friends I was highly impressed by Mike Tullio and his team! I will recommend them to anyone who Is looking to own a house!
Reply from Owner
March 22nd, 2017 12:00 AM
We really appreciate your awesome review and ultimately your trust in us to guide you through your first home purchase! It can be daunting purchasing your first home but my team and I strive to make the process as smooth as possible for everyone...
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We have bought and sold several properties. This sale was by owner, so no realtor involved. That made Mike's team and us responsible for all the details. They worked very hard to get this property to close and on the date we requested.
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Reply from Owner
January 27th, 2017 12:00 AM
Thank you for the review! You did an amazing job communicating with the team and getting us everything we needed to hit the closing table on our target date. Really enjoyed working with you and hope you are having a blast in your new home!...
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Mike and his team do an outstanding job! I had been in contact with Mike for a few years about buying a house. I had a lot of student loan debt, along with a growing small business. Mike helped me understand the process for self employed home...
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Reply from Owner
January 24th, 2017 12:00 AM
Thank you for your review! We are thrilled to hear our team could navigate and support you throughout your loan process. Wishing you all the best in your new home. Cheers, The Customer Success Team
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I recently worked with Mike and his team to purchase a new home in Sarasota. The paperwork process was incredibly easy and simple to understand. Although my situation was very difficult and there were many uncontrollable obstacles, Mike and...
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Reply from Owner
January 24th, 2017 12:00 AM
Thank you so much for taking the time to write such a thoughtful review, we are happy that Mike and his team could provide you with such a positive experience! Cheers! -- The Customer Success Team
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Our experience with them was fantastic like I said "smooth sailing " the process was well handled by Mike and his team we were blessed to have him and his team work on out home buying adventure. I would definitely recommend them to friends...
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Reply from Owner
January 24th, 2017 12:00 AM
Thank you for such a wonderful review! We are so happy you chose to partner with Team Tullio and Guaranteed Rate to lead your, "Home Buying Adventure"! Enjoy your new place!! -Mike
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Now on our 3rd home, and 3rd mortgage... We have had nothing but bad experiences before, Bank 1 was the biggest headache until our second home when Bank 2 won the award for worst possible mortgage company. We had to postpone our closing because...
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Reply from Owner
January 24th, 2017 12:00 AM
Third time is the charm! We really appreciate the kind words and your feedback on the systems that made your loan process a success. Have a great time in your new home and best wishes from Team Tullio! - Mike
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Mike and his team were always available, explained and explained until it was clear, and made the gathering, signing and uploading of documentation unbelievably simple. Thank you, Mike et al!
Reply from Owner
January 24th, 2017 12:00 AM
It is one of our goals to simplify the otherwise complex nature of the home buying process. We are thankful for the opportunity to work with you and hope you are enjoying your new home. -Mike
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.