
L
Lower Mortgage, Lakewood Ranch, FL
Lakewood Ranch, FL

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I would like to personally thank Mike and his team for their professionalism, dedication, and outstanding service. They were able to find me a financing solution that met my needs, while working through some short term credit challenges I was...
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Reply from Owner
July 26th, 2017 12:00 AM
Trifecta! A tight timeline, credit, "challenges" and being out of state?! Ha, ha. It really was our pleasure to work with you and to help your family find a place worth calling home here in Manatee County. While we had a few speed bumps you...
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As an out of state buyer of a retirement property I was amazed at how helpful Mike was in structuring a solution around the traditional working income requirements. As a recently retired person, he made it easy. All completed without much work,...
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Reply from Owner
July 24th, 2017 12:00 AM
So happy to hear of your experience with our office! Many retirees find the mortgage process daunting, but we are able to come up with some creative lending solutions to make dreams of owning a retirement property a reality. Really hope you...
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Mike and his team were extremely on top of things and ahead of the game. Everyone we worked with were nothing but professional and friendly. They genuinely care about their customer! This is the third mortgage I've had, but the first one with...
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Reply from Owner
July 24th, 2017 12:00 AM
I cant say enough about how much I appreciate your review! It means a lot to myself and my team when we hear the process was painless for our borrowers. You did such a great job in meeting all requests and getting everything over in a timely...
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Purchasing property can often be a waiting game where the buyer doesn't really know what is happening with their loan. Not with Mike and Guaranteed Rate. Every time I began to wonder what was happening with my loan, in comes an email or text...
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Reply from Owner
July 24th, 2017 12:00 AM
Communication is key in our business and we are thrilled to hear you were happy with how we deliver updates and information. It's our aim to make sure you are never in the dark while going through our mortgage process. Enjoy the new place!...
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Mike and his team were extremely responsive and truly care about customer satisfaction. Highly recommended if you want a great rate, and great service.
Reply from Owner
July 24th, 2017 12:00 AM
Couldn't agree with you more! We really do care about our client's and aim to provide sound advice and reasonable expectations with their purchase or refinance. Thank you for trusting the process and always being responsive when items were...
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As an out-of-state home buyer I was somewhat concerned over the logistics of finding a lender and the application and closing processes. In addition, because I was purchasing a condo as a 2nd residence there were several lenders who either...
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Reply from Owner
June 29th, 2017 12:00 AM
Out of town, condo, 2nd home!? No problem! Ha, ha. I joke but none of this would have been possible without awesome clients like you. Thank you for your flexibility throughout the process and your confidence in my team. Enjoy your new place!...
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Mike's team will support you and will work with you until the process is 100% completed. From insurance companies, to inspections, all documents needed etc.. My experience was a painless and worry free process and very efficient. I will recommend...
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Reply from Owner
June 28th, 2017 12:00 AM
Annette! Wow, can't thank you enough for the incredible review. We are so happy you are settled in your dream home, and with a lower than expected interest rate! -Mike
Worked with Lauren and Mike....they were awesome!! Answered all of my questions immediately and always returned emails/phone calls!! Would definitely recommend them to anyone looking for a loan!!
Reply from Owner
June 28th, 2017 12:00 AM
It was so great working with you and happy we could come in with a lower than expected rate on your first home! Thank you so much for the kind words, and you are right, Lauren is awesome! -Mike
Mike and staff ware excellent. We closed our mortgage on time as promised. Mike and his staff kept us updated every step of the way. I would highly recommend Guaranteed Rate, Mike and his staff to anyone looking to obtain a mortgage.
Reply from Owner
June 28th, 2017 12:00 AM
This is what I'm talking about! On time closings, no surprises and happy clients. Thank you for the opportunity to earn your business and we hope you are enjoying your new place. -Mike
Awesome response time, knowledgeable people, answered all questions, extremely helpful. Mike and all team members were very professional and friendly.
Reply from Owner
June 28th, 2017 12:00 AM
We are so glad you were happy with the service my team and I provided. We try to be as transparent as possible through the entire loan process. Thanks for the awesome review! - Mike
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.