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Lower Mortgage, Lakewood Ranch, FL
Lakewood Ranch, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike Tullio and his team provide OUTSTANDING service! From the first phone call to the final loan closing they were professional, knowledgeable, and helpful. Mike is respectful and very personable. He returned my phone calls timely and answered...
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Reply from Owner
January 7th, 2019 12:00 AM
Thank you so much, Rhonda! My team and I work extremely hard to provide awesome service during every step of the loan process. We so much appreciate your trust and wish you many happy years in your new place. Have an AWESOME 19' and beyond!...
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Working with Michael Tullio was a wonderful experience. He was helpful, trustworthy, honest, communicated well, stayed on top of our progress and was always willing to answer our calls and question. I would absolutely use Tullio again, or recommend...
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Reply from Owner
January 2nd, 2019 12:00 AM
Wow! Thank you Isabell! The best compliment is knowing you feel comfortable referring me to your friends and family. My team and I are so happy we could get this done for you and hope you have an AWESOME 2019! -Mike
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Mike and his team and Guaranteed Rate are first rate when it comes to mortgages. The team was fast and efficient. As a first time home buyer, I had a lot of questions and they were able to answer them all and leave me very comfortable with...
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Reply from Owner
January 2nd, 2019 12:00 AM
You're Welcome, Chris! It was awesome working with you and throughout the process you crushed out every request from the team. We hope you enjoy a prosperous new year in your first place. Thanks again for your trust! -Mike
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Mike and his team were so helpful and informative throughout the whole process that it made it so easy to know what to do when to do it and all of it was so easy.
Reply from Owner
December 5th, 2018 12:00 AM
Hi, Jordan! Really appreciate the great review. The goal is always to close loans, but OUR goal is to make the process streamline and crystal clear for our clients. Oh, and as a bonus, we also love when rates and fees come in under what we...
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Honestly loved working with mike and his whole team! They were like my three angels who helped make my husband and I dream come true! Will recommend them to anyone! They were patient and helpful along the way and took away all my nerves. On...
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Reply from Owner
December 5th, 2018 12:00 AM
Thank you so much for the kind words. My team is amazing and it helps when you have AWESOME clients! Hope you are enjoying the new home and are looking forward to making a TON of holiday memories! -Mike
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I honestly can’t say enough positive things about Mike Tullio and his entire team. They all work very well together and the entire process is very streamlined, or they just do such a good job making it seam that way! They our professional,...
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Reply from Owner
December 5th, 2018 12:00 AM
Zach, we're about to put you on payroll! Ha, ha! While you're a seasoned pro at this whole mortgage thing you absolutely crushed the process (again) this time around. We love working with repeat clients and are thrilled your level of satisfaction...
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Michael & his team were always available & able to answer all of our questions, we had a alot! Everyone was extremely friendly and made the home buying process simple. The entire team treated you like a friend which is a great feeling while...
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Reply from Owner
November 27th, 2018 12:00 AM
We are so happy for your new home, Amanda! You guys were amazing throughout the entire process! Hope you are all settled and enjoying the new place! -Mike
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Michael and his team were amazing to work with and made it very easy and smooth to do a refi I would highly recommend them for any Mortgage needs. They are the best there is!
Reply from Owner
October 26th, 2018 12:00 AM
Thanks for the amazing review Scott! Mortgages are a team sport and my team is amazing. Happy to help with anything in the future! Best, - Mike
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Mike Tullio and his team are best in class! They were extremely professional, and Mike and his team helped me though this process with great patience. I have purchased many homes over the years in TX, IL, and FL, and this has been the best...
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Reply from Owner
October 9th, 2018 12:00 AM
Wow. What an awesome review Jeff! We always strive to provide the type of service you described above and my team really appreciates the kind words. They work so hard to make the mortgage machine run smooth and to keep clients updated every...
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Mike and his team were SO GRACIOUS in working with my tight schedule and pushing for a quick closing even when things got rough. They worked around the clock for me and answered every single question I had. All of the staff were so friendly...
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Reply from Owner
August 29th, 2018 12:00 AM
So happy we could get this done for you, tight schedule and all! So, thank YOU for being so diligent with signing documents, sending documents and communicating with our awesome team. Hope you are enjoying your new place! -Mike
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.