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Lower Mortgage, Lakewood Ranch, FL
Lakewood Ranch, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
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Mike was extremely knowledgeable, patient and responsive. A very good experience from beginning to end of the process. Everything went as expected.
Reply from Owner
July 23rd, 2020 12:00 AM
Really enjoyed working with you as well Rebecca! Not every day you get to save someone over $800 a month! Appreciate your business and wish you the best in the days ahead!
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We had some "issues" and were having difficulty obtaining a mortgage. Mike is the only broker who worked closely enough with us to fully understand the situation. He made suggestions that solved our problems and got us a mortgage at a great...
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I've known Mike Tullio for quite some time. We have a great referral relationship. When it came time to do my personal refinance there was no question on who I should go with. He always puts his clients needs first. He tells you how it is with...
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Reply from Owner
July 23rd, 2020 12:00 AM
Really appreciate the kinds words Matt - love working and doing business with like-minded people and glad we could lock in one of these low rates for you my friend!
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Loved the digital experience. On top of things and delivered what they said!
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Mike made refinancing our mortgage easy. He was quick to answer all of our questions and made something that is usually overwhelming very stress-free. We highly recommend him!
Reply from Owner
July 23rd, 2020 12:00 AM
Thank you so much for your kind words! We love working with great clients like you & your husband and glad we crossed the finish line in style!
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Mike was incredible to work with! He was always there to answer the 10,000 questions I had, and made the stressful process of buying a house enjoyable and easy. Would HIGHLY recommend. You will not find a more professional lender out there.
Reply from Owner
July 23rd, 2020 12:00 AM
Okay, don't tell anyone, but you are one of our all-time favorite clients Kimberly! We appreciate your kid words and we're so excited we got to help get you into your new place. All our best!
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Mike Tullio and his team were absolutely wonderful during the entire process. As a business owner, there are usually hoops we need to jump through to process a loan, but they were direct, diligent, and very honest the entire process. I would...
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Reply from Owner
July 23rd, 2020 12:00 AM
Your feedback is just what the doctor ordered to keep me & the team motivated Anthony! Thank you so much for your business and trust in us and we're so happy we got things done for you!
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We had a challenging mortgage to refinance but Mike and his team were great! They took the lead in resolving everything! I highly recommend Mike Tulio and his team!
Reply from Owner
July 23rd, 2020 12:00 AM
Glad we got you across the finish line with one of these amazing low rates my friend! Thank you for your trust in us!
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Great team to work with
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Grateful for personal attention and expertise provided by Mike’s team!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.