

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
When building a house 4 states away we thought it would be problematic but Lilly and her team made the process seamless. They walked us through everything and were very knowledgeable when we had questions. Thanks yall
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Reply from Lilly Horne
May 5th, 2026 02:21 PM
Timothy, I'm so pleased to hear that my team and I could make the process of building a house from afar smooth for you. It's great to know that you felt supported and informed throughout. Thank you for your kind words!
Respectful answerd our questions and concerns very timely very personable and pleasant
Reply from Nikki Rogers
May 4th, 2026 05:36 PM
Thank you for your kind words, Douglas. I'm glad to hear that you found my approach respectful and personable. It's important to me to address your questions and concerns promptly.
Lilly is an amazing person with your best interests always at heart. She has a weath of knowledge to direct you down the best possible path to your dream home. For us specifically she navigated employeement eligibilty due to my wifes contract...
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Reply from Lilly Horne
May 4th, 2026 08:18 PM
Fentress, I truly appreciate your kind words and am so glad to hear that my guidance was helpful for you and your wife. It was a pleasure working with you both to achieve your homeownership goals, especially navigating the unique aspects of...
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Very communicative team that addressed things right away!
Reply from Nikki Rogers
May 4th, 2026 04:47 PM
I appreciate your feedback, Angela. I'm glad to hear that our team's communication and promptness met your expectations. Thank you for sharing your experience!
Nikki and team were very helpful and informative! 10/10 experience!
Reply from Nikki Rogers
April 29th, 2026 01:33 PM
I'm happy to hear that you had a 10/10 experience, Karen. It's great to know that you found our team helpful and informative. Thank you for your kind words!
From start to finish, they went above and beyond to make sure everything was handled right. Communication was great, and they made the entire process easy to understand. I couldn’t have asked for a better experience.
Reply from Nikki Rogers
April 28th, 2026 03:16 PM
I'm pleased to hear that you had a great experience, Jordan. It's wonderful to know that you found the communication clear and the process easy to understand. Thank you for your kind words!
Avery has been the best through the whole process. She was very understanding and broke things down to be understood. The process which normally would be horrible was seamless. If I forgot something or was late with getting her info she wasn’t...
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Always a fast response! She was so attentive to our every need. She made this a fast and easy process.
Reply from Nikki Rogers
April 22nd, 2026 04:47 PM
I'm glad to hear that you found the process fast and easy, Victoria. It was a pleasure being attentive to your needs and providing quick responses. Thank you for sharing your experience!
As both a home owner who refinanced and a real estate professional, I worked with Team Nikki for years. Nikki's knowledge and professionalism brought clarity to a complicated process. Nikki is still the person I send people to when asked for...
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Very nice and professional . had some hiccups on my end and they were able to work with me to make sure things got handled properly so I'm very grateful. 10/10 would recommend this company
Reply from Nikki Rogers
April 20th, 2026 01:39 PM
I'm grateful for your kind words, Matthew. I'm pleased we could work together to handle the hiccups and ensure everything went smoothly. Thank you for recommending us!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.