Lilly Horne
Loan Originator
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Fast, easy and knowledgeable !
Reply from Lilly Horne
May 6th, 2026 05:06 PM
Kacie, I'm grateful to hear that you found the process fast and easy. It's always my goal to provide knowledgeable support, and I'm glad that came through for you.
When building a house 4 states away we thought it would be problematic but Lilly and her team made the process seamless. They walked us through everything and were very knowledgeable when we had questions. Thanks yall
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Reply from Lilly Horne
May 5th, 2026 02:21 PM
Timothy, I'm so pleased to hear that my team and I could make the process of building a house from afar smooth for you. It's great to know that you felt supported and informed throughout. Thank you for your kind words!
Lilly is an amazing person with your best interests always at heart. She has a weath of knowledge to direct you down the best possible path to your dream home. For us specifically she navigated employeement eligibilty due to my wifes contract...
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Reply from Lilly Horne
May 4th, 2026 08:18 PM
Fentress, I truly appreciate your kind words and am so glad to hear that my guidance was helpful for you and your wife. It was a pleasure working with you both to achieve your homeownership goals, especially navigating the unique aspects of...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1129466
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.