

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Quick responses and we can trust what is being told to us.
We have worked with Nikki and the team at Atlantic Bay Mortgage several times now and they are absolutely the best. Very professional and easy to get in contact with. I appreciate that they take the time to explain everything as you go theough...
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Nikki Rogers and her assistant, Avery, were both very helpful and professional. We appreciate their efforts to aid us in the application process. A special thanks to both of them and Atlantic Bay! We are very satisfied!
Nikki Rogers came very highly recommended by our real estate agent, Jamie Beitel and we were not disappointed. Nikki was more than willing to help us when we had questions about how to proceed. Her assistant, Avery, was also very helpful. By...
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Top notch communication and timeliness. A mortgage lender who is truly in their clients corner and works for in the best interest and easy experience for clients.
Great team and easy to work with.
Thank you for making the transaction as painless as possible.
Avery and Nikki worked together to make the whole process so easy!
Great to work with, made the process quick and painless
Excellent communication! Great advice. Friendly service!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.