

Lower - Goldsboro, NC, New Bern
New Bern, NC

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nikki and her team wer extremely helpful, friendly, and easy to work with. They helped make the dreaded home-purchasing process far less insufferable. I would recommend Nikki and the Atlantic Bay team to anyone looking to purchase a home.
Nikki's team was always on the ball and immediately responsive. We never had to worry about the status or remaining to-dos .
Avery made everything so easy, taking care of some things before I even knew there was something to take care of. Very responsive and helpful!
It was a pleasant experience with Nikki of Atlantic Bay Mortgage Group. I had many questions while purchasing my first home and all of my questions answered thoroughly and in a timely manner. Thank you for all your help and patience!
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We truly cannot say enough about Nikki and her team!! they made this entire process so easy and pretty fun. We cannot recommend her enough. you have updates every single step of the way, you're in constant communication. there are so many things...
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Nikki is great; buying a home remotely with all of the PAPERWORK is a nightmare.
Everyone was very friendly and easy to work with! Avery was always quick to respond and answered all my questions I had throughout the process!
We appreciate all the help and patience provided to us as first time home buyers! Thank you!
It was a pleasure working with Nikki and everyone on her team.
Nikki Rogers and her team were so accommodating and always available to answer my questions. My home buying experience was great! I am so very thankful my Realtor referred me to Team Nikki. Avery was so very on point with the entire proces!...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.