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Lower Mortgage, Gallatin, TN
Gallatin, TN

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I moved my family from Colorado back home to Tennessee and moving is never easy, especially across the country. Jeff and his team made our transaction as seamless as it possibly could have been. A very helpful group of folks, very professional...
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When I was introduced to Jeff, I new I had the right lender. He and his staff did a wonderful job on taking care of me and getting everything done in a timely manner. I would recommend Jeff to everyone I come across that needs a lender.
My experience with Acopia Home Loans was great! When starting my process to purchase a home I heard many stories of how difficult it would be to work with the bank. With Acopia, everything went extremely smooth and I never felt overwhelmed....
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I have given Jeff Stine outstanding in every category for good reason. We were very impressed with him, as with all of the other staff at Acopia Homes Loans who we had the pleasure of meeting during our loan process. At our first meeting with...
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jeff was very knowledgeable and helpful during the buying process. he was always so good to explain anything that I didn't understand, returned messages &/or emails very promptly and is just a genuine nice guy.
I just completed my third real estate transaction with Jeff Stine as my mortgage broker. He is always professional and extremely responsive and helpful throughout each part of the lending process. He has always educated me on all of the different...
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We highly recommend Jeff Stine! We had a lot of questions and needed direction on what we could afford and how the process would work. Jeff was very thorough and always answered our questions in a timely manner. He took the time to meet with...
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Jeff and his team were incredibly helpful through the whole process. They were always readily available to answer any questions I may have had. Jeff also went out of his way to make sure I understood every step of the home buying process. I...
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Jeff is one of the best and most personable lenders I have worked with. A good friend of mine referred me to Jeff and he embraced the challenge. Thanks to Jeff and his team, he made my dream a reality and got me into my first home. I cannot...
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I scheduled a meeting with Mr Stine in regards to obtaining a lower interest rate and transitioning from a 30 year loan to a 20 or 15 year loan. He welcomed me, my wife and our 5 year old into his office. He even had toys for our little one....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.