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Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jeff Stine is one of kindest people I have ever known. He takes the time to fully explain the process step-by-step. He goes above and beyond to make sure you are taken care of. I highly recommend him!
Jeff Stine has been our lender for 2 home purchases. Each time, he is personally available and involved from the beginning of the process until closing. The process of getting a home loan can be daunting, to say the least! Jeff and his team...
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Thank you again for yours and your team’s expert help as we navigated this purchase. This is the most expensive purchase we’ve ever made and I GREATLY appreciate your “heart of a teacher” for helping answer questions and strategize the best...
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Reply from Owner
October 10th, 2017 12:00 AM
Thank you so much!
Jeff Stine - Mortgage Loan Advisor NMLS #171776 has received a review with 5 star rating from Barry C
Jeff Stine - Mortgage Loan Advisor NMLS #171776 has received a review with 5 star rating from Mark F
Jeff Stine - Mortgage Loan Advisor NMLS #171776 has received a review with 5 star rating from Robert F
Jeff Stine - Mortgage Loan Advisor NMLS #171776 has received a review with 5 star rating from Beverly S
Exceptional service! Reliable, trustworthy, takes amazing care of our clients :) Thank you Jeff!
We really enjoyed working with Jeff. He is knowledgeable and had our best interest in mind. We will be returning to Acopia and will recommend them to friends and family.
Jeff Stine and his team were professional and thorough during the entire process. They explained each step along the way and kept me and my husband informed about what was going on. They promptly answered questions and returned phone calls...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.