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Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jeff and his team made the loan process the easiest part of the home buying experience. He took his time to advise us and worked with us to get a great rate (which was way better than other big name mortgage companies out there). During the...
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Reply from Owner
March 11th, 2020 12:00 AM
Thank you! I'm grateful for your family's service and that Tennessee is now your home. :)
I think this was the fourth time that we have worked with Jeff on a loan. We wouldn’t go to anyone else. Jeff and the others at Accopia are friendly and helpful and bend over backwards to make the process as smooth as they possibly can. We...
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Reply from Owner
February 16th, 2022 12:00 AM
Thank you! I am so thrilled about your new home and all the plans you have for it. Watching how everything came together for you was exciting. :)
We have used Jeff twice now and both times were great. He is very helpful and easy to work with. Made the whole process very easy. If you use him you won’t be sorry.
I would recommend Jeff and Acopia to anyone who is looking to refinance. Jeff and the Acopia team kept me informed every step of the way, and they even went out of their way to helped on multiple occasions.
My husband and I could not be happier with our experience with Acopia Home Loans. After purchasing our first home and having a terrible experience with our lender we decided to use a local company for our most recent purchase. Jeff and his...
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Jeff’s team was very helpful walked us through the whole process from start to finish woodwork commend him to anyone and will be using him on our next loan
Jeff and his team did a great job walking us through out mortgage process. I've bought and sold multiple homes over the years but this transaction stood out above the rest. The technology, the education and support was all 100%.
This is the second time I have worked with and used Jeff Stine and the second time around was even better than the first time! Excellent customer service and communication. Everyone in his office that helped with the process was just as great...
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I had the pleasure of meeting Jeff and his team in 2013 when I originally purchased my first home.. 6 years later when I decided to refinance my home He was my first and only call!! As always they did not disappoint. Trustworthy, dependable,...
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Jeff and his team made the entire process as seamless as possible. Highly recommended. He and his team made the, what we thought would be stressful....easy as pie
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.