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Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jeff & his team were extremely professional & efficient from start to finish. I would recommend them to anyone. This was by far the easiest home buying process I've experienced, I want to thank the whole team!
Reply from Owner
August 27th, 2020 12:00 AM
Thank you! I'm excited about your new investment and look forward to when you can make middle Tennessee your home. :)
My wife and I were treated with the utmost of personal attention and with all professionalism. The latest technology Is used to make the process simple and efficient.
Reply from Owner
August 27th, 2020 12:00 AM
Thank you! I hope you and your family will make many great memories in your new home. :)
Jeff and his staff have once again was exceptional is respect to the lending process. This is my wife and my second time using his services in addition to my son and daughter. Acopia Home Loans is definitely a must use if selling or purchasing...
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Jeff Stine and his team were a joy to work with. We actually looked at a couple of different lenders but Jeff was the best one due to his responsiveness and rates/fees. He and his team were able to work speedily to help us close within the...
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Reply from Owner
July 30th, 2020 12:00 AM
Thank you! It was truly a pleasure working with you. :)
Jeff Stine and his team at Acopia Home Loans were highly professional and responsive. We actually were recommended to him by our realtor and we are glad we reached out to him. The team worked quickly to ensure we closed on time (30 day closing)....
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Reply from Owner
July 30th, 2020 12:00 AM
Thank you! I was honored to help in your purchase. I hope you make many wonderful memories in your new home. :)
Jeff was extremely knowledgeable and helpful during the whole process. He was also very easy to get a hold of. He made the process simple and took care of all the stress for me.
Reply from Owner
July 2nd, 2020 12:00 AM
Thank you! Congratulations on your newly remodeled home. :)
Jeff and team were extremely helpful with working through the process. The team provided very timely updates and guidance. Would highly recommend the team.
Reply from Owner
June 25th, 2020 12:00 AM
Thank you Michael! We always enjoy working with you. :)
I have utilized Jeff Stine twice now, once for a mortgage and again for a refi. Both times he has been extremely helpful, patient, and easy to work with. This is my 4th time going through the mortgage process overall and I've got my go-to guy...
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Reply from Owner
June 10th, 2020 12:00 AM
Thank you! You just made my day :)
Jeff Stine & his team will work extremely hard for you to make sure your loan go through. They are informative & compassionate to & for their clients. I’m grateful to them for all their hard work and now I’m relaxing in my beautiful new home!❤️...
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Reply from Owner
June 5th, 2020 12:00 AM
Thank you! I'm very excited for you and grateful to have been a part of purchasing your new home. :)
I came to Acopia and Jeff Stine because I had dealt with them on two previous occasions. I felt very comfortable dealing with Jeff, and he was capable and handled my procedure professionally and quickly.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.