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Lower Mortgage, Flowood, MS
Flowood, MS
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
Great person with amazing personality will defenitly recommend
Reply from Valeria Knowles
June 30th, 2026 04:59 PM
Milvia, I'm happy to hear that you enjoyed my personality and had a great experience. Your recommendation is truly appreciated.
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Steven was very prompt with communication and readily available if needed. He was quick with paperwork and getting things done. He explained everything with great detail if there were any questions. I would highly recommend him.
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Reply from Steven Odom
June 22nd, 2026 02:46 PM
Thank you, Jakiala, for your kind words. I'm pleased to hear that my prompt communication and detailed explanations made the process smooth for you. Your recommendation is greatly appreciated.
As a first time buyer Valeria made the whole process smooth for me! She constantly checked in and made sure I never felt like I had unanswered questions or doubts. I would definitely recommend her to anyone whether they're first time buyers...
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Reply from Valeria Knowles
June 15th, 2026 05:32 PM
Adriana, I'm glad to know that I could make your first-time buying experience smooth and reassuring. It's important to me that you felt supported and informed throughout the process. Thank you for recommending me; it truly means a lot.
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Each step for my loan process was explained thoroughly, all questions answered and explained.
I was impressed by the ability to esign most documents, which made closing move along quickly. Thanks Steven for a good experience.
Reply from Steven Odom
May 26th, 2026 03:08 PM
I'm grateful for your kind words, Cynthia. It's nice to know that the thorough explanations and e-signing feature contributed to a smooth and efficient loan process for you. Thank you for sharing your experience!
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Steven went above and beyond to get us approved for a loan. I can't recommend him and his team enough.
Reply from Steven Odom
May 6th, 2026 09:13 PM
Thank you Nathanael! I really appreciate you giving me the opportunity to assist you and hope you are enjoying your new home!
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Great experience from start to finish. Communication and guidance throughout the process was excellent.
Reply from Steven Odom
May 6th, 2026 09:11 PM
Thank you Morgan! It was a pleasure assisting you throughout the process! Congratulations on your new home!
I literally had the best lender in the world right along with the best realtor. Working alongside the both of them , made this journey a walk in the park ! If i had to do it again I'd choose Lower Mortage (Valerie Knowles ) and realtor (Kayla...
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Reply from Valeria Knowles
May 5th, 2026 06:46 PM
Shalindra, I'm grateful for your kind words and glad to hear that working with Kayla and me made your journey so smooth. It's appreciated to know you would choose us again for such an important milestone. Thank you for allowing me to be part...
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She kept a close eye on the entire process, shared all the information in a timely manner, and explained every step of the process to me in detail to make sure I understood the information
Reply from Valeria Knowles
April 28th, 2026 02:42 PM
Katherine, I appreciate your kind words and am glad to hear that you felt well-informed throughout the process. It's important to me that you understood every step, and I'm pleased I could assist you effectively.
Everything was very smooth
Reply from Cathy Pippins
April 23rd, 2026 02:37 PM
I'm glad to hear that everything went smoothly, Landan. If you need any further assistance, feel free to reach out to me.
Cathy's service is top notch! She was attentive and very knowledgeable, advising us every step of the process. Her response time cannot be beat! We are repeat customers of Cathy's and highly recommend her!
Reply from Cathy Pippins
April 20th, 2026 06:05 PM
Kimberly, I appreciate your appreciated feedback and the trust you place in me as a repeat customer. It's great to hear that my service and response time met your expectations. If there's anything more I can do for you, please don't hesitate...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.