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Lower Mortgage, Flowood, MS
Flowood, MS
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Mrs. Valeria was very supportive, informative, helpful and patient through the whole process. She was very patient and made sure I understood each step. I'm very grateful to her.
Chris made the process easy for us and was there for us every step of the way. he did an awesome job!
Reply from Chris Shirley
November 6th, 2026 01:25 PM
Bernard, I'm glad to hear that I could make the process easy for you and be there every step of the way. It was a pleasure working with you at Lower, and I appreciate your kind words about my efforts.
Chris was such a great person to work with.
Reply from Chris Shirley
October 26th, 2026 05:29 PM
Gerald, I'm grateful for your kind words and pleased to know you enjoyed working with me. It’s rewarding to be part of your experience with Lower.
Cathy was fantastic! Highly recommended and will use her again!
Reply from Cathy Pippins
October 26th, 2026 05:52 PM
I'm grateful for your kind words, Timothy. It's great to know you had a positive experience, and I appreciate your recommendation. Working with clients like you at Lower is truly rewarding.
Cathy was always available when I had questions to ask, and always wants what's best for her clients .
Reply from Cathy Pippins
October 26th, 2026 02:27 PM
I'm pleased to know that my availability and commitment to your best interests made a positive impact, Peyton. At Lower, ensuring our clients feel supported and valued is always a priority.
I will refer people to Chris over and over again. As a first time homeowner , you are scared and not really sure everything going on. Chris was so patient, he answered any big to little question. He answered no matter the time of the day. He...
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Reply from Chris Shirley
October 26th, 2026 08:14 PM
Raegan, I appreciate your kind words and am pleased that I could assist you as a first-time homeowner. It's important to me that you felt supported through every step of the process with Lower. Thank you for trusting me and for your willingness...
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She is very thorough and great at communicating with us!
Reply from Cathy Pippins
October 19th, 2026 08:09 PM
I'm glad to hear that you found my communication thorough and effective, Kaley. It's wonderful to know that I could contribute positively to your experience with Lower.
My experience with Chris Shirley and the team was great. The service was efficient, professional, friendly, and fast.
Reply from Chris Shirley
October 12th, 2026 08:46 PM
Bridget, I'm happy to hear that you had a great experience with me and the team at Lower. It's wonderful that you found our service efficient, professional, friendly, and fast.
Everything about it. The time, effort and patience
Reply from Chris Shirley
September 24th, 2026 12:23 PM
James, I'm glad to hear that the time, effort, and patience I provided contributed positively to your experience with Lower. Your feedback is truly appreciated.
Better file management and communication between Cathy and her staff. Documents were frequently lost and requested upwards of 3 to 4 times after already being submitted. Communication was very chaotic and unnecessarily difficult, which added...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.