Lower Mortgage, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
for
Michael's personal involvment and attention to detail. and in a real way, his patience.
Reply from Michael Hull
April 27th, 2026 04:12 PM
Ronald, I appreciate your kind words about my personal involvement and attention to detail. I'm glad that my patience made a positive impact on your experience. If there's anything else you need, please feel free to reach out.
Fred was always available, very communicative, and extremely helpful throughout the entire process. Would absolutely recommend him to anyone looking for a home loan.
Reply from Fred Holsman
April 23rd, 2026 04:24 PM
Jeffrey, I appreciate your recommendation and am glad to hear that my communication and availability were helpful to you. It's nice to know that I could assist you effectively throughout the home loan process. If you ever have more questions...
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Fred was not only extremely knowledgeable but he also made time for texts/calls at really any time of day. He made the entire process of buying a new home so easy even with us being first time buyers.
Reply from Fred Holsman
April 23rd, 2026 03:20 PM
William, I'm pleased to hear that my availability and knowledge made your first home-buying experience easier. It's great to know that I could support you through the process. If you need any further assistance, feel free to reach out anytime....
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for
Michael was always on top everything throughout the entire process. He took the time to walk us through each step and made sure we felt confident and informed along the way. His advice, was incredibly helpful, and we truly appreciated his responsiveness...
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Reply from Michael Hull
April 20th, 2026 03:22 PM
I'm grateful for your kind words, Matthew. It's wonderful to know that my support and attention to detail made the process smooth and reassuring for you. If there's anything else you need or any questions that arise, please feel free to reach...
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The process of securing our loan was as streamlined as possible with Fred's guidance and support. I highly recommend Fred and would absolutely use his services again!
Margi McDaniel
Reply from Fred Holsman
April 14th, 2026 04:17 PM
Margaret, I'm grateful for your recommendation and your kind words about the loan process. I'm pleased that my guidance and support made things smooth for you. If you ever need assistance in the future, I'd be happy to help again.
for
The communication and willingness to change things to make the whole process easier and more comfortable .
Reply from Michael Hull
April 13th, 2026 03:11 PM
I'm pleased to hear that the communication and flexibility made your experience more comfortable, Carlos. If there's anything else I can do to assist you further, please don't hesitate to let me know.
for
Was there for us every step of the way and always easy to reach with any questions we had!
The loan process was completed very expeitously. All questions regarding the documents were answered quickly and satisfactorily. The initial estimates ended up to be very accurate. There were no unpleasant surprises.
Reply from Fred Holsman
April 13th, 2026 04:50 PM
Thank you for your kind words, Scott. I'm happy to know that the loan process met your expectations and that everything went smoothly without any surprises. If you have any more questions or need assistance in the future, I'm here to help.
fast responses to changing priorities
He was not pushy and gave us sound advice, but also let us make all the decisions! He was very friendly and extremely helpful!
Reply from Fred Holsman
April 2nd, 2026 03:31 PM
I'm glad to hear that you appreciated the approach I took, Travis. Providing sound advice while respecting your decisions is very important to me. If there's anything more I can assist you with in the future, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.