

Lower Mortgage, Eagle, ID
Eagle, ID

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
Michael and his team went above and beyond to ensure we not only were successful in our home buying journey, but that we understood everything we were doing. He made himself available at all times for us which meant a lot to us considering...
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Reply from Michael Hull
March 9th, 2026 08:38 PM
I'm glad to hear that your home buying experience was positive, McKenzy. Making sure you felt informed and supported throughout the process is important to me. If there's anything more you need or if questions come up in the future, just let...
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No problems. Great communication.
Reply from Fred Holsman
March 3rd, 2026 03:02 PM
Thank you for your feedback, David. I'm glad to hear that communication met your expectations. If there's anything further I can assist with, please don't hesitate to contact me.
Fred is SO knowledgeable, friendly and easy to work with!! He made the entire experience super easy! I would HIGHLY recommend him!!!
Reply from Fred Holsman
March 2nd, 2026 03:48 PM
I'm grateful for your kind words, Rebecca. It's wonderful to know that the experience felt easy and enjoyable for you. Thank you for recommending me, and if there's ever anything else I can assist with, just let me know.
Fred did a fantastic job communicating my options and I always felt that he had my best interest at heart. I will definitely be referring Fred to anyone looking for a home loan
Reply from Fred Holsman
February 24th, 2026 02:59 PM
It's great to know that you felt well-informed and supported throughout the process, Christopher, and I appreciate your trust in referring me to others. If there's anything else you need in the future, don't hesitate to reach out.
Michael and his wife made the whole process so fast and easy for us!
Reply from Michael Hull
February 23rd, 2026 04:36 PM
I'm grateful for your kind words, Ashley. It was a pleasure to help make the process smooth and straightforward for you. If you ever need anything else, don't hesitate to reach out.
Fred takes care to make sure all the anxiety is removed from the transitio.
Reply from Fred Holsman
February 18th, 2026 05:47 PM
I'm pleased to hear that I could help make your transition smooth and alleviate any anxiety, Michael. Your feedback is truly appreciated, and I'm glad to have been able to assist you. If you ever need anything else, please feel free to reach...
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We really enjoy working with Fred! He is responsive, always ahead of the curve, expert in market knowledge, gives great, honest advice. We have worked with Fred on at least three mortgages. We will be back to work with Fred!
Michael was very communicative through out the entire transaction! He truly want to help my family and I with our transaction.
Great communication, and very knowledgeable.
The process was for getting approval was great.. but the other side is a pain Fred has been great to work with I'm sorry he had to deal with my brother's lawyer
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.