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Lower Mortgage, Duluth, GA
Duluth, GA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Jerome was amazing. He made the process for my client smooth and easy. Looking forward to working with him again with mutual clients!!
Reply from Owner
October 4th, 2022 02:56 PM
Thank you for the kind words and 5-star review! Look forward to helping many more clients. Thanks
I have been working with Stephen Gowen with Acopia for years! His outstanding service and attention to detail is unmatched! He is the best in the business!
Reply from Owner
October 3rd, 2022 08:44 PM
We appreciate the feedback Melanie. Thank you very much!
Stephen and everyone at Acopia home loans has been amazing throughout the entire process of buying a home. I have purchased two homes and refinanced through Acopia and I recommend them to everyone. Very quick and thorough responses to all your...
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Reply from Owner
September 30th, 2022 05:10 PM
Mike, My team and I are glad to assist. Thank you for trusting us each time and your feedback. Thank you for your business.
I have worked with Stephen Gowen on many transactions and always get the same outcome…Success! Stephen makes the process go smoothly and sets up expectations for the purchase. 10/10
Reply from Owner
December 31st, 2022 04:34 PM
Thank you for your business and feedback Chris! You also do a great job as an agent for your buyers and sellers. Our team loves working with you, thank you.
Stephen Gowen has helped me through two home loans. He is always available for questions and very thorough in his responses, making sure I understood the financials and expectations. He goes above and beyond and is so pleasant to work with....
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Reply from Owner
September 30th, 2022 05:11 PM
Tess, glad to help and thank you for allow us to work with you each time. Your business and feedback are appreciated. Thank you.
Acopia Homeloans was so great to work with. Stephen answered all my questions and made sure everything ran smoothly and on time. This is my second time working with him - highly recommend!
Reply from Owner
September 30th, 2022 05:08 PM
Emily, congratulations on your new home! We enjoyed working with you again as well. Thank you for your business! .
Jerome was great throughout the process and kept me updated with our client! I love closing deals with Acopia and Jerome. It was seamless!
Reply from Owner
September 26th, 2022 01:30 PM
Thank you for the kind words, Shaleha! We're so glad you had a great experience!
I truly enjoyed working with "Jerome Your Lender." Jerome was diligent in completing the work necessary to get my client pre-approved and clear-to-close. I recommend him and definitely will be working with Jerome and Acopia Home Loans in the...
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Reply from Owner
September 30th, 2022 05:13 PM
Luco, Team work makes the Dream work! Outstanding job as well representing the client as their buyer's agent. We appreciate your hard work as well. Thank you!
Acopia Home Loan is best lender in Georgia. I had 3 loans with Acopia and keep coming back to them due to their excellent service. They are prompt, reliable and great at meeting deadlines.
Doug did an amazing job helping me refinance my home. He was very knowledgeable and quick to respond to any questions/concerns I had. He made the process extremely easy and I would definitely recommend him to anyone looking for a refinance...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.