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Lower Mortgage , Columbus, OH
Columbus, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Reily was amazing from start to finish. Advised and made suggestion on getting my credit where I needed to be to purchase my 1st home. I was a homeowner in 3 months! Amazing communication with myself and my agent no matter what time of day,...
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Trey Howard, Ruoff Mortgage
Trey Howard, Ruoff Mortgage has received a review with 5 star rating from Bridget A
Reply from Owner
September 27th, 2023 03:14 AM
Thank you so much Bridget. It has been our pleasure to serve you and your family!
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Trey Howard has received a review with 5 star rating from Bridget A
Reply from Trey Howard
October 13th, 2026 06:19 PM
Thank you so much Bridget. It has been our pleasure to serve you and your family!
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Will definitely recommend to family and friends. Reily was always available, answered all the questions and addressed my concerns. Closing was on time.
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As a first time home buyer, Reily was great to work with. He kept us informed at all stages of the process. He knows the ins and outs and how to get you the best value for the least money out of pocket. We were able to get a grant that covered...
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Katie at lower.com is awesome. She helped me and my family in purchasing our first home. I could reach out to her at any time and she was always ready to answer all my questions. My experience with Katie was very comforting to our family in...
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“ Katie you are so excellent and I want to say thank you for your assistance throughout the loan process. I will certainly recommend your services to anyone I know who needs a mortgage. Always looking out for my best interest. “
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You guys are amazing!
Reply from Trey Howard
October 13th, 2026 06:19 PM
Hi Kelsie. Thanks for the kind words and for being our valued customer. We appreciate you putting your trust in Trey and the Ruoff Mortgage team.
We loved Katie for our home buying process. She is honest, hardworking and professional. She is also hilarious and made the buying process less stressful and made us feel so comfortable!!
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Trey Howard, Ruoff Mortgage
The Howard team is amazing! They made the whole experience of buying my first home easy and smooth. The team is very thorough and transparent on what to do and what not to do. Not only do they get the job done quickly and seamlessly, they are...
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Reply from Owner
September 27th, 2023 03:14 AM
Thank you so much, Kelsie! We greatly appreciate you and your trust in our team!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.