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Lower Mortgage , Columbus, OH

Columbus, OH
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
98%
4 Star
1%
3 Star
0%
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0%
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0%
Reviews from Web
  • D
    Davecongrove9
    Circleville, OH
    Posted on July 24th, 2023 12:00 AM
    Had a great experience working with Reily as a first time home buyer. He walked me through the whole process and helped find me the best rates. Quick to answer any questions and always made sure I had all the info needed.
  • C
    Ciannaggi
    Columbus, OH
    Posted on July 24th, 2023 12:00 AM
    Reily and the team at Lower made the stressful process of buying a home go as smooth as possible. I can’t tell you the number of horror stories I’ve heard in this market, and we didn’t experience any of that. I couldn’t recommend Reily enough....
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  • N
    Nicholas P
    Gary, IN
    Posted on July 15th, 2023 12:00 AM
    Reily and his team were great and guided me through a recent refinance without any issues. The whole process was very smooth and I’d highly recommend him and his team.
  • K
    Kendallyn M
    Columbus, OH
    Posted on July 3rd, 2023 12:00 AM
    Reily was always available to help walk through the exact process of refinancing. He made the process easy for me. It will save me a ton of money and help to finish my basement. Great working with him!
  • C
    Cieraweiss
    Columbus, OH
    Posted on June 30th, 2023 12:00 AM
    Reily was a professional from start to finish. He helped my Fiancé and I every step of the way, on our way to closing on our ideal fixer upper. We came in relatively ignorant to the home buying process but Riely guided us through the process...
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  • K
    Katie F
    Norwalk, OH
    Posted on June 22nd, 2023 12:00 AM
    The very first time I talked to Reily, his kindness and knowledge about what kind of loan would be best for us, and how to get there, made me feel at ease. I could tell he wasn’t just trying to “make money,” but genuinely wanted to help us...
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  • M
    Mfoster6691
    Powell, OH
    Posted on June 22nd, 2023 12:00 AM
    Amazing to work with. Answered all my questions and worked tirelessly to ensure I was informed and take care of through entire process! Always made sure to call me and email to update me on progress!
  • K
    Kimberly T
    Wellington, OH
    Posted on June 21st, 2023 12:00 AM
    My realtor referred me to Katie Lepley during the process of purchasing my home. From the very start, Katie was extremely communicative, professional, efficient, and caring. I would absolutely recommend Katie Lepley and Lower, LLC to anyone...
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  • J
    Jared D B
    Lancaster, OH
    Posted on June 12th, 2023 09:26 PM
    Is was a quick and easy process I don’t believe there is anything that should be done differently.
    Reply from Trey Howard
    October 13th, 2026 06:19 PM
    Thank you, Jared, for this wonderful review and the full 5-star rating. It's encouraging to hear that you found our process quick and easy—that's exactly what we aim for at Ruoff Mortgage. Your feedback reaffirms that we're on the right track....
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  • L
    Lilly M S
    Lancaster, OH
    Posted on June 12th, 2023 04:12 PM
    Everything surpassed our expectations. They were up front and honest. I would recommend to all family and friends!
    Reply from Trey Howard
    October 13th, 2026 06:19 PM
    I'm sincerely delighted to hear that you had such a positive experience, Lilly. Your trust in me and the Ruoff Mortgage team is greatly appreciated. We strive to maintain transparency and exceed expectations in all we do, so your feedback means...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.