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Lower Mortgage  in Columbia, MD

Lower Mortgage , Columbia, MD

Columbia, MD
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
92%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • for
    Lower Mortgage
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    Aaron M
    Washington, DC
    Posted on June 6th, 2024 07:40 PM
    Nick moved quickly and answered all questions promptly.
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    I'm really glad to hear you felt well-served, Aaron! Your satisfaction is always my top priority. It was a pleasure to work quickly and provide prompt responses to your queries. Thank you for choosing CrossCountry Mortgage, LLC and for the...
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    Lower Mortgage
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    Sergio F
    Silver Spring, MD
    Posted on May 27th, 2024 09:09 PM
    Straightforward and direct. Good communication throughout.
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    I truly appreciate your feedback, Sergio. It was a pleasure to provide you with a straightforward and constant communication process. I always aim to deliver the best service to my clients. Thank you for your 5-star review and choosing CrossCountry...
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    Dennis R
    Triangle, VA
    Posted on May 27th, 2024 02:54 PM
    It was a great experience. I was kept well informed about everything. Nick went above and beyond with the whole process.
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    Really appreciate your positive feedback, Dennis! It's fantastic to hear that you were kept thoroughly informed throughout the process. It was my pleasure to go above and beyond to ensure a great experience for you at CrossCountry Mortgage,...
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    Lower Mortgage
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    Tatiana L
    Capitol Heights, MD
    Posted on May 15th, 2024 01:05 PM
    Communication is key and it was great!
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    It was great working with you. Thanks again for putting your trust in us.
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    Lower Mortgage
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    SHELLEY C
    Waldorf, MD
    Posted on May 12th, 2024 01:10 PM
    Nick is very experienced in mortgage lending and works hard to get the best loan product for clients. He’s always available and can be reached when needed. I highly recommend his business for quality service, experience, professionalism and...
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    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Lower Mortgage
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    Bonita A
    Clinton, MD
    Posted on May 9th, 2024 09:24 PM
    Mr. Muro & staff was very responsive and had great customer service.
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    I'm glad to hear that you've had a satisfying experience with us, Bonita. It's our top priority to maintain a responsive and customer-friendly service. Thank you for giving us a rating of 4.75 out of 5 stars for our FHA loan services. Feedback...
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  • for
    Lower Mortgage
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    Aaron M
    Washington, DC
    Posted on May 9th, 2024 12:09 PM
    Lower Mortgage has received a review with 5 star rating from Aaron M
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    Hello Aaron, I truly appreciate you and Diana picking me to be your mortgage guide through this process. I am glad I always to be your top lender with rate, NO POINTS and service. I will continue to oversea the process all the way to keys in...
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  • for
    Lower Mortgage
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    Dennis R
    Triangle, VA
    Posted on May 5th, 2024 08:15 PM
    Lower Mortgage has received a review with 5 star rating from Dennis R
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    Hello Dennis, I feel like we have knows each other for such a long time how well we have gelled throughout this process. I came in at #2 lender and respected who you were working with, but when my chance came I was ready to perform. I am extremely...
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    LaKeva G
    Baltimore, MD
    Posted on April 23rd, 2024 12:51 PM
    Nick went above and beyond for me and my son. He made sure that I got the house of my dreams. He made sure it was affordable for me and explained everything to me like I was 5 (which is what I needed lol) and never once was frustrated. I would...
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    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    Hey LaKeva, it was a pleasure to be able to serve you and help you get into your new home. I really loved every minute working with you as you were grate to work with. We have a special bond and I will be here for you always to help you. Hope...
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    MICHELLE W
    Baltimore, MD
    Posted on April 19th, 2024 12:21 PM
    Nick was in constant communication from start to finish. Very professional and worked endlessly to get my client (first time home buyer) to the finish line. A++++
    Reply from Nick Muro - Lower, LLC
    September 9th, 2025 03:54 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.