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Lower Mortgage - Frederick, MD's Cover Image
Lower Mortgage - Frederick, MD in Columbia, MD

Lower Mortgage - Frederick, MD, Columbia, MD

Columbia, MD
4.93
(67)
Company Logo
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Columbia, MD
https://www.lower.com/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
4.93
(67)
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Reviews from Web
  • 4.83
    for
    Patrick Joyce
    Encompass
    J
    Joshua A T
    BALTIMORE, MD
    Posted on April 12th, 2026 01:58 AM
    Communication with entire team and constant help they provided.
  • 5.0
    for
    Nick Muro
    Encompass
    G
    Gloria M
    Annapolis, MD
    Posted on April 7th, 2026 07:07 PM
    very easy to work with multiple way to communicate , informative and direct he has a great team working with him that helps moves quickly through the process,
    Reply from Nick Muro
    April 14th, 2026 07:08 PM
    Thank you for your kind words, Gloria. I'm happy to hear that you found the communication easy and informative throughout the process. My team and I strive to ensure everything moves swiftly and efficiently for our clients. If you have any...
    read more
  • 4.33
    for
    Nick Muro
    Encompass
    J
    Joseph E W
    MANASSAS, VA
    Posted on March 27th, 2026 04:20 PM
    Time Fram
  • 5.0
    for
    Nick Muro
    Encompass
    C
    Chelsea H
    ROANOKE RAPIDS, NC
    Posted on March 21st, 2026 08:10 PM
    Dedication
    Reply from Nick Muro
    March 30th, 2026 08:44 PM
    I appreciate your five-star rating, Chelsea. I'm glad my dedication had a positive impact on your experience. If you ever need assistance in the future, feel free to reach out.
  • 5.0
    for
    Nick Muro
    Encompass
    L
    Lauren B
    MILLERSVILLE, MD
    Posted on March 21st, 2026 01:25 PM
    I came into the home buying experience not really knowing much about the process. I am so grateful I was referred to Nick by my agent because he was the most thorough and patient since our very first phone call! He explained each part of the...
    read more
    Reply from Nick Muro
    March 30th, 2026 01:11 PM
    Thank you for sharing your positive experience, Lauren. I'm pleased to know that I could assist you throughout the home buying process in a way that was clear and helpful. It's rewarding to hear that the guidance met your needs. If you ever...
    read more
  • 5.0
    for
    Nick Muro
    Encompass
    E
    Ebony S
    WALDORF, MD
    Posted on March 18th, 2026 11:04 PM
    Nick and his team made this process so smooth. He explained everything to me and was patient. I will definitely be referring family and friends to Nick.
    Reply from Nick Muro
    March 26th, 2026 08:24 PM
    I'm glad to hear that you felt the process was smooth and understandable, Ebony. It was great working with you, and I appreciate your willingness to refer your family and friends. If you have any future questions or need further assistance,...
    read more
  • 5.0
    for
    Lower Mortgage - Frederick, MD
    Encompass
    J
    Joseph W A
    ELKTON, MD
    Posted on February 14th, 2026 01:50 PM
    Professionallly handled this file and got it done quick!
  • 5.0
    for
    Lower Mortgage - Frederick, MD
    Encompass
    J
    Jerry A
    PEACHTREE CITY, GA
    Posted on January 26th, 2026 06:37 PM
    Working with Nick on my recent refinance was an exceptional experience from start to finish. What stood out most was the amount of time he dedicated to making sure I fully understood every financial parameter, option, and scenario available...
    read more
  • 5.0
    for
    Lower Mortgage - Frederick, MD
    Encompass
    S
    Scott D J
    Providence Forge, VA
    Posted on January 15th, 2026 09:28 PM
    Great to work with.
  • 4.0
    for
    Lower Mortgage - Frederick, MD
    Encompass
    E
    Elizabeth A W
    Millersville, MD
    Posted on December 15th, 2025 11:54 AM
    He was helpful and explained things thoroughly.
    • 10 of 67
    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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