Lower Mortgage , Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
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Lower Mortgage
Nick went above and beyond in helping get our mortgage through the system. We highly recommend Nick to anyone looking for a mortgage and will continue to do so for as long as he’s in the business. Great work!
Reply from Nick Muro - Lower, LLC
September 9th, 2025 03:54 PM
I'm absolutely delighted to hear about your positive experience, Nicole. It was a pleasure helping you navigate through the mortgage process. Your kind words and recommendation mean a lot to me. I look forward to working with you again in the...
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for
Lower Mortgage
This was my second time working with Nick, and despite some difficulties that were entirely beyond his control, he went above and beyond any possible expectations. I have - and will continue to- recommend Nick to anyone looking to (re)finance...
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Reply from Nick Muro - Lower, LLC
September 9th, 2025 03:54 PM
Thank you so much for your kind words, David. I'm truly grateful for the opportunity to work with you again. I strive to ensure that even when challenges arise, we can navigate them together and move forward. Your recommendation means a lot...
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Lower Mortgage
Nick was very professional, patient, and informative. He gave me personalized attention and made sure my experience was smooth.
Reply from Owner
October 30th, 2023 07:07 PM
Thank you for the kind review, Chezia! It was awesome working with you throughout the loan process. If you need anything in the future, be sure to give the Cardinal Financial team a call!
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Mr.Wilson is the man with the plan! I am overly grateful for all of his hard work and time invested in my mission.
Reply from Shawn Wilson
April 20th, 2026 07:38 PM
We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
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Shawn was excellent at conveying information from the initial stage so I felt confident making decisions because he ensured I was equipped to do so. Communication was clear and I felt very involved in every step of the process. Shawn is also...
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Reply from Shawn Wilson
April 20th, 2026 07:38 PM
We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
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I would like to say that Sean Wilson and his team was amazing did a great job for me and my wife I have to get the awesome home and we really appreciate them
Reply from Shawn Wilson
April 20th, 2026 07:38 PM
We are pleased to know you had a great loan experience and the service you received. Should you require any further assistance, please let us know.
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Shawn was very profession and knowledgeable about the home buying process.
Reply from Shawn Wilson
April 20th, 2026 07:38 PM
We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
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Thank you so much for partnering with The Thorne's! Looking forward to working with you in the future.
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Alway ready to help
Danny is very knowledgeable about his craft. During my home buy process, what ever hiccups presented themselves, Danny always had a solution that benefited me. When I say expert at his business , I mean it!!!I am very happy in my new home,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.