Lower - Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Communications were short and choppy
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Ricardo Lopez
Rick was very helpful and completed my task kept me up to date very thorough very professional I couldn't help ask for a better agent
Reply from Ricardo Lopez
May 19th, 2026 09:12 PM
Thank you for your kind words!
What an absolute pleasure to be of assistance to you and meet all the desired goals you came to me with. I look forward to staying in touch.
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Colby Gardner
- experience andd the dedication to complete the whole process to move forward. - multiple talks or discussions on what is going on next- the opening intro was detailed ,which helped the path way where we are going- an open communication all...
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Colby Gardner
Colby Gardner is a very experienced and professional that communicates very well to the customer on getting the job done and how he will get the job done!!! A very bright future is in store for him!!!!
Reply from Colby Gardner
May 25th, 2026 01:32 PM
Thank you for your kind words, Robert. I'm glad to know that my communication and professionalism stood out to you. If there's anything else I can assist you with, please feel free to reach out.
Time lines could have been better. Rich is a very nice guy who knows his job.
Rich is knowledgeable, personable and professional! Like talking to a friend you've known for years! Not only did he meet our needs, he exceeeded them!
Reply from Rich Tibbetts
May 18th, 2026 07:59 PM
ROBERT, I'm so glad to hear that you felt comfortable and well-supported throughout the process. Your kind words mean a lot to me, and I'm pleased to know that I was able to exceed your expectations. Thank you for sharing your experience!
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Antonio Varrecchione
I am used to dealing with people that keep their word. Honesty is the best policy. The team said they would pay my debt off, but then changed their mind. The team was very condescending, dehumanizing and acting like they are doing you a favor;...
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Bailey was always communicating very well and pushing her team to get everything done as soon as possible so we could save the most amount of money
Reply from Bailey Wallick
May 14th, 2026 03:24 PM
Kelsey, I'm glad to hear that you appreciated the communication and efforts throughout the process. It's great to know that we were able to help you save money efficiently. Thank you for your kind words!
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The process fell in place very rapidly and closed quickly. Your disbursement process was not so good though.
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Will Boyd
It was easy.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.