Lower - Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Communication. Back and forth, by phone by email by text. Grayson always made time to answer my questions, and made the entire process, from start to finish, virtually carefree.
Reply from Grayson Henderson
August 31st, 2026 05:07 PM
Gregory, I appreciate your kind words about the communication throughout the process. I'm glad I could make things easier for you and answer your questions promptly. If you ever need further assistance, feel free to reach out.
Excellent communication friendly people no beating around the bush got what I wanted and what they said I would get and I appreciate everything Wayne you were excellent
Reply from Wayne Spindler
August 31st, 2026 01:16 PM
I'm grateful for your kind words, Danny. It's nice to know that my straightforward approach and communication met your expectations. Thank you for sharing your experience!
Rich Tibbetts has received a review with 5 star rating from Mark A
Rich was really thoughtful and personable he listen to my situation, understood it and was able to make it happen
Reply from Rich Tibbetts
August 28th, 2026 05:22 PM
Mark, I appreciate your kind words about my ability to listen and understand your situation. I'm glad I could help make it happen for you. Thank you for sharing your experience!
Very professional and answered all questions without
Reply from Grayson Henderson
August 24th, 2026 02:56 PM
I'm happy to hear you found my professionalism helpful, Trenton. If you have any more questions or need further assistance, please feel free to reach out.
Grayson was very professional through the whole process, he explained any questions in detail and communication was on point throughout the process, he really made this easy and I really appreciate that..
Reply from Grayson Henderson
August 24th, 2026 01:16 PM
Thank you for your kind words, Marjorie. I'm glad to hear that the communication and detailed explanations made the process easier for you. If you have any more questions or need further assistance, please feel free to reach out.
Rich has great communication skills and a people person i was glad to work with him and his team!
Reply from Rich Tibbetts
August 24th, 2026 04:11 PM
SIMONE, I'm grateful for your kind words about my communication skills and for recognizing the team. It was great working with you as well!
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Communication was amazing and thats what I really liked
Loan officer like Dominic great customer service rec emails mess promptly and worked with me on computer
Reply from Dominic Dennelo
August 17th, 2026 01:43 PM
Lola, I'm grateful for your kind words about my customer service. It's good to know that the communication was effective and that I could assist you with the computer aspects. Thank you for sharing your experience!
Everthink was great the support the help ensuring I have all the information that I need and pointing be in a direction the over team and supporters just amamazing I will gladly recommend Rich and his team thanks a million
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Reply from Rich Tibbetts
August 13th, 2026 06:32 PM
PAMELLA, I'm pleased to hear that you found the support and guidance helpful. Your recommendation means a lot to me and my team. Thank you for your kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.