Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Brian and Katelin are the best in the biz.
Reply from Brian Hafner
August 19th, 2026 04:58 PM
Feeling is mutual. Thank you!
Communication is key!
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Constant updates throughout the process.
Reply from Brian Hafner
August 19th, 2026 04:58 PM
Thank you for the review!
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The whole process of the loan approval to the closing of the property.Brian and his team were so professional and knowledgable.Every part of the transation was very transparent and they kept myself and my buyer on top of everything. I would...
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Reply from Brian Hafner
August 19th, 2026 04:59 PM
It is always a pleasure to work with you, Patti! Thank you so much for the review.
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Brian Hafner has received a review with 5 star rating from Sam L
Reply from Owner
August 19th, 2026 04:59 PM
Thank you!
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Felt informed informed , confident and comfortable the whole time
Reply from Brian Hafner
August 19th, 2026 04:59 PM
Thank you for the review!
Tawna Leonard has received a review with 5 star rating from Kit H
Tawna is a great lender! Always ready to help answer questions and work outside the box when it comes to getting deals done! She cares and it shows in the extra miles she goes for her clients. Look forward to more deals in the future!🩵
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Communication, excitement, was able to accommodate a quick closing
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Got us into a house and streamlined the buying experience once we got all our I's dotted and T's crossed.
Reply from Brian Hafner
August 19th, 2026 05:00 PM
Thank you so much for the review. Hope you love the new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.