

Universal - Billings, MT
Billings, MT

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Tawna is so incredibly knowledgable and communicates constantly. She is always on top of everything so we can close on time or early if possible. She is a problem solver and gets the job done every time. I love working with her and refer her...
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Reply from Tawna Leonard
August 27th, 2026 03:57 PM
Lanae - you have just described yourself! I appreciate our partnership and look forward to working with you in the future! Thank you for your trust and incredibly kind words!
From my very first meeting with Brian, I knew I was in good hands. He took the time to listen, answer my questions, explain my options clearly, and make sure I was comfortable with every step of the process. He is knowledgeable, patient, genuine,...
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Reply from Kim Overcast
August 27th, 2026 04:17 AM
YAY....I'm so tickled for you!
From my very first meeting with Brian, I knew I was in good hands. He took the time to listen, answer my questions, explain my options clearly, and make sure I was comfortable with every step of the process. He is knowledgeable, patient, genuine,...
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Trina went above and beyond for us, she made us feel like we were her only client with how present she was with us no matter when it was!!
Reply from Trina Deanne Wood
September 1st, 2026 01:45 PM
Allison, I'm glad to know that you felt well-supported and valued throughout the process. Your feedback about my presence and dedication means a lot to me.
Caring. Stress free. Kept me well informed each step of the way. Very helpful and informative!!
Reply from Owner
August 31st, 2026 06:55 PM
Thank you for the review! Hope you love your new home.
Easy to work with. Kept me well informed throughout. Took time to check messages that I feared were spam. I can't believe it is over. Very smooth and stress free.
Reply from Brian Hafner
August 31st, 2026 06:56 PM
Thank you so much for the review. Truly appreciate you.
Katelin kept in touch with me during the whole process & made the experiance as unstressful as possible. She answered every question I had, and would call just to see how I was doing. Shari was also exteremly helpful whenever I called her....
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Reply from Brian Hafner
August 27th, 2026 07:37 PM
Lisa, I'm thankful for your kind words about Katelin and Shari. It's great to hear that they made the process smooth and stress-free for you. Your recommendation means a lot, and I'm glad our team could support you throughout the experience....
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Couldn't ask for better partners in a transaction
Reply from Brian Hafner
August 31st, 2026 06:56 PM
You're the best. THank you!
The communication throughout the transaction was very beneficial for me and my clients.
Reply from Brian Hafner
August 19th, 2026 04:58 PM
Thank you for the review!
Brian and his team are always quick to respond, problem solve, and ensure both my clients and myself are updated throughout the entire transaction.
Reply from Brian Hafner
August 19th, 2026 04:58 PM
We appreciate the review! Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.