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Lower Mortgage, Alpharetta, GA
Alpharetta, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Rick has helped us so much throughout the home buyer process. He is knowledgeable and helpful with various options. I would definitely recommend using his services if you are in the market for buying or refinancing!
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Reply from Rick Fantucci
July 31st, 2026 05:37 PM
Ronnie, thank you! I truly appreciate your kind words and your trust over the years. I've always enjoyed our phone check-ins, and I look forward to many more. Thanks again for the recommendation—it means a lot!
You all made everything as easy and understandable as possible.
Reply from Terri Cagle
August 6th, 2026 01:54 PM
Eric, I'm glad to hear that we could make the process easy and understandable for you. If you have any further questions or need assistance, please feel free to reach out.
Blaine is, and has always been, thorough with everything and PATIENT in explaining every step to me. I should also say that Blaine had been my loan officer of choice for many years, and through several real estate transactions I wouldn't work...
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Reply from Blaine Bailey
August 5th, 2026 07:51 PM
Reece, I'm grateful for your kind words and continued trust over the years. It's wonderful to know that my thoroughness and patience have been helpful to you through multiple transactions. If there's anything else you need, I'm always here...
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Made the process super easy had super communication
Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:48 AM
Thank you Daniel!! It was a pleasure working with you!
ATTENTION!! If you are buying a house call TERRI CAGLE. My finance and I just closed on our first house thanks to team at lower specifically Terri and Troy! Let me tell you about Terri; she’s a beast! She is so sweet & her communication is...
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Reply from Owner
August 24th, 2026 02:33 PM
Dolasha, I'm grateful for your kind words and thrilled to hear about your positive experience with Troy and me. It's wonderful to know that our communication and efficiency met your expectations during the home buying process. If you ever need...
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Terri never missed a beat! Paperwork that was needed she made sure to ask for it back Asap. every question we had she was knowledgable or followed up asap. Everyone needs terri on their team. From start to finish Terri made sure we We're comfortable....
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Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:49 AM
Thank you so much Dalosha!!! It was a pleasure working with you!!!
We had a great experience purchasing our new home with Lower Mortgage. Not only did they help us get the best loan rate, we felt like the process was so easy. We worked with Rick Fantucci, and would recommend anyone we know reach out to him...
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Reply from Owner
July 30th, 2026 04:20 PM
Amanda, thank you so much for your kind words! It was a pleasure working with you and Ronnie again after all these years. I'm honored you trusted me throughout your home search, and I'm so happy you found the perfect home for your family. Wishing...
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Lower made the purchase of our new home so easy! Rick Fantucci is so helpful and willing to give advice. We would recommend Lower to any of our friends or family!
Reply from Rick Fantucci
July 28th, 2026 05:58 PM
Thank you, Amanda! It was an honor to help you and Ronnie once again. I'm so glad you waited until the perfect home came along. Congratulations and thank you for placing your trust in me!
When we noticed there was a problem with the potential down payment based on it being my second VA loan, Terri proposed a solution which allowed me to maintain my prior home as a rental while still ensuring I had the resources to cover what...
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Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:49 AM
Thank you, Anthony!! It was a pleasure working with you. I love helping veterans! I am so thankful for your service!
If you are buying a home make sure to reach out to Terri Cagle. She is the best, she listens and always made me feel comfortable through the process.
Reply from Owner
July 29th, 2026 11:50 AM
Thank you so much Ann, it was a pleasure working with you!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.