Knoxville, TN
Knoxville, TN
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Thank you for your help, patience & understanding. Anytime we had questions, you had answers! This was a bit of a scary undertaking to say the least! There were a few cliches but all of it worked out. Now we need to talk my other kids into...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:04 PM
Dot, it was wonderful to help you and your husband relocate to Tennessee. Your family truly is wonderful. Happy to welcome any additional family y'all want to bring along :)
Eric and Jessica made the whole process as smooth as possible. This is my fifth home I have bought, and definitely has been the easiest. They updated me every step of the way, easy to get in contact with including phone or text, even on a late...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:06 PM
Zulma,
It was great to work with you. Thank you for your kind words. Honored to help you obtain a new home for your Mom. Looking forward to the next one :)
Great communication. Very patient and pleasant to deal with
Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:07 PM
Cory, Awesome to help a father provide a new home for his family! It was great working with you. If there's ever anything we can do to support you and yours, please let us know. :)
It was really great. They kept us informed through the whole process.
Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:09 PM
Thanks for your review Joe. It was great helping you and your wife!
It was great
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:33 PM
Thank you Wyatt. With your help we were able to close pretty fast. Always great helping someone buy their first home :)
My experience working with Element Home Loans has been nothing short of amazing. From my very first meeting to the last. I was motivated and encouraged evert step of the way to take the right steps and make the right decisions to help better...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:35 PM
Mekayla,
I've been doing this for 11 years. Your closing may have been one of my favorites ever. I'm so happy for you and excited for what your future holds. Let me know how I can support you as you continue on your journey.
Eric helped make the process easy to understand and helped make the process as smooth at possible
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:36 PM
Cris, I hope you and your family enjoyed your first Christmas in your new home! If I can ever help you and your family in any way, please let me know :)
Eric and his team are great people to work with
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:37 PM
Ralph, thank you for your review. I hope our winter has been mild enough for you ;) If you haven't been yet, get to Thompson Bowling to see the Vols in action. This team plays HARD!
Third time working with Eric and there’s a reason. He is always so helpful and courteous. Thank you for a great experience, again!
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:38 PM
Adam, you're awesome. ALWAYS a great experience working with you!
Overall experience was great, just frustrated by the few last minute documents we needed to get submitted. It would have been less frustrating had we known earlier that we needed those documents. Eric and Jessica were both wonderful to work...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.