Knoxville, TN
Knoxville, TN
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
It was a wonderful experience. There were tools that helped with the pre-approval process. I was able to contact quickly and get council and questions answered.
Eric was great to work with
Great people very easy to work with
Eric Nearing at Element Home Loans has received a review with 5 star rating from Victoria O
We had a wonderful experience working with Eric. He is very kind and quick with responses. Eric is very knowledgeable and was helpful with all questions we had during this process. I am very grateful we got to work with Eric again.
Reply from Eric Nearing | Loan Officer | Eleme...
January 23rd, 2024 09:39 PM
I'm grateful for the opportunity to work with you and the hubs again. It's always my goal to provide quick, knowledgeable service and help make the home loan process as smooth and understandable as possible. Thank you again for your review.
Eric Nearing was so cooperative and persistent on helping me get everything I needed to buy a home. He worked all hours of the night and on weekends to help me in any way I needed. Eric never missed one of my calls. Whether it was eating dinner...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 23rd, 2024 05:41 PM
Dustin, it was an honor to help you and the Mrs get your first home. Thank you for your kind words.
My husband and I used Eric with the purchase of our first home back in 2020, and he was fantastic. We returned to him again in Nov 2023 to get pre approved to purchase our new house. I can’t recommend Eric enough. He is very knowledgeable,...
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I have used Eric and his team for many of my clients, as well as my personal home. He is very knowledgeable about the market and lending process. Eric is a very trustworthy lender and always closes my transactions on time.
Reply from Owner
January 9th, 2026 10:02 AM
Thank you Aly for your kind words. Y'all are wonderful :)
Eric Nearing was fantastic to work with! Before I even started the home buying process I met with him and he came up with a game plan to get the best possible rate. He told me exactly what to do and after I did it I got the lowest rate possible!...
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Reply from Owner
January 9th, 2026 10:02 AM
Chris, working with you and your family was fun and rewarding. Thank you for following my counsel to put your family in the best position. Teamwork makes the dream work!
As a Real Estate Agent, it is important to have a lender that is competent, compassionate and communicates so that every transaction has a happy homeowner in the end. Eric and his team are all that and more! I can confidently recommend Eric...
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Reply from Owner
January 9th, 2026 10:02 AM
Thank you Debi! Beautiful words from a wonderful person, friend, Mom and agent.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.