
Knoxville, TN
Knoxville, TN

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We had a somewhat unique situation, and Eric was motivated from the very beginning to make sure everything worked out for all parties involved. He worked to achieve the best outcomes possible and exceeded our expectations.
Reply from Eric Nearing | Loan Officer | Eleme...
October 5th, 2023 04:12 PM
Emily, I couldn't be happier for you and your family. Y'all were a pleasure to work with! :)
Feels like family when working with Eric
Reply from Eric Nearing | Loan Officer | Eleme...
October 5th, 2023 04:15 PM
Jim,
Thank you for the high praise! I appreciate you!
Eric did a good job communicating and explaining the processes as they were occurring but the level of scrutiny to obtain the home loan was nearly as invasive as getting a security clearance… The process from my point of view seemed completely...
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Reply from Eric Nearing | Loan Officer | Eleme...
September 4th, 2023 01:52 PM
I appreciate your honest feedback, Mary & Jared. It's true that the home loan process can be quite complex and even frustrating at times. Your circumstances for this loan were VERY different from your prior ones. At Element Home Loans, we strive...
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Erik was very knowledgeable and helpful and getting us the best loan possible. He worked diligently to make sure that we closed in a timely fashion. Eric is an obvious professional and very experienced in his field. We would recommend Erik...
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Reply from Eric Nearing | Loan Officer | Eleme...
August 8th, 2023 03:00 PM
Thank you so much Jason for your kind words. I'm so glad that I was able to help you and your family get the best loan possible. It was an honor to help y'all with your financing and welcome you to Tennessee.
Eric is knowledgeable and efficient at what he does. He communicates every step and makes time to review documents or any questions that I had as well as easy to reach . He was attentive, helpful, honest and kind. It was the best thing that...
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Working with Eric was an amazing experience. He is very proactive with his clients and very easy going. Eric is very easy to talk to and if I ever had a question I could call at any time and he would answer.
It was great. We were informed about the process and received updates throughout the process.
Even my situation wasn’t the easiest to handle Collin got me a house 100% recomend
It was great
Amazing, professional and great communication.
Thank you to you and your team for everything
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.