Knoxville, TN
Knoxville, TN
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I never did get to met Eric Nearing in person; however I felt like I did, he was so wonderful! He is very professional and speaks about his wife and family so highly if he had to work longer for us at different times because of our work schedule....
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You should absolutely use him, as he answers questions in a very knowledgeable manner and goes far beyond the call of duty providing loan and real estate paperwork and responding to emails at all sorts of unreasonable odd hours, all the while...
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I was referred to Eric Nearing by a friend of mine who knew I was looking to purchase a home. Not only was I was very inexperienced in the entire process of procuring a loan to purchase a home, my credit score was a concern. Eric helped me...
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Great experience and a pleasure to work with. Eric always returned my calls and worked hard to get things done. Closing went smoothly and was done on time as promised. I would highly recommend Eric.
Eric did a wonderful job with our mortgage refinance. I would use him again without question. He kept in close communication with us through the whole process and was always committed to being open and honest. He made it clear from the start...
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My realtor referred me to Eric Nearing at Keystone Mortgage. I had already been pre-approved with MIG but liked the idea of a smaller, local company. I am so glad that I made that choice! From the very beginning, Eric was always professional,...
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Working with Eric was a great experience. The lending process went very smooth with Eric's knowledge and organization. I would highly recommend Eric to anyone that is in the market for a house.
Eric contacted me last year when I was in the process of putting my house on the market. Due to family circumstances I decided to not sell my house at that time. Eric took the initiative to review my credit rating and give me sound financial...
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eric was very professional,knowledgable,friendly,and always kept us informed on things. if ever had a question he would get back with us quickly with an answer. he went over and above in his job for us. he is someone we would highly recommend...
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If there were more stars to include in this review, I would add them. Eric Nearing was outstanding in helping my husband and I purchase our first home. We started the process around the 5th of February and closed on our home on the 15th of...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.