Knoxville, TN
Knoxville, TN
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Eric provided a seamless mortgage interaction as we purchased our new home in East Tennessee. He and his staff were professional and meet all our needs. Great experience
Eric was so easy to work with and he always made himself available to help out or answer questions by phone, email, or text. He definitely went above and beyond what I expected to make buying a house as easy as possible and to help me get the...
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He gave me some helpful tips for raising my credit score before I even started looking at purchasing, then when we were ready to buy he helped us navigating buying our first home with one of our incomes being from self employment. His team...
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Simply put, Eric Nearing knows what he's doing. He's very knowledgeable about finances and credit. As first-time home buyers, my husband and I didn't really know what to expect in terms of the financial end of buying a house. However, Eric...
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My husband and I both had an amazing experience working with Eric through the process of securing a loan to purchase our home. He was quick to respond to our phone calls or emails and attentive to our requests. We would highly recommend Eric!...
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We really enjoyed our experience with Eric. He was so gracious through the whole lending process and I am really thankful for the guy Eric is. I am not a very trusting person and I found that Eric was worthy of trust at every turn. I would...
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Eric was patient, thorough, and available through the entire buying process. Eric went above and beyond, creating not only a seamless experience but developing a lasting friendship in the process. I have and will continue to recommend Eric...
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Eric was so patient while explaining things to me, and he always took the time to answer all my questions and go into depth on things I didn't understand, even with us wanted to close on our new home so quickly! Its amazing to have a lender...
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Eric was very helpful and courteous. He went the extra mile to even stay late a few nights to meet with us due to our work schedules. He is also very knowledgeable about the whole loan process. Great experience!
Eric was recommended to us by our realtor. We are so happy that we were connected with him as our lender, because I could not have imagined a smoother transition into our new home. We met once initially to complete paperwork in person. At that...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.