
Knoxville, TN
Knoxville, TN

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Eric is incredible! We worked with him on the purchase of two homes and each time he was professional, knowledgeable, patient and kind and always kept our best interest in mind. I am grateful to him and his staff for two outstanding experiences!...
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Eric Nearing and Keystone Mortgage did a great job helping us get financing for our last two home purchases. Eric has been personable, knowledgeable and flexible. He advised us every step of the way, and helped keep the other side on schedule....
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Eric Nearing and his team did an amazing job. They were very efficient, professional and helpful. They were in constant communication with us about everything that was going on. We couldn't be happier about their service.
Our experience working with Eric Nearing was excellent. He kept us updated weekly, but didn't bug us constantly. In the past we found this process very frustrating with expensive surprises right at closing. We didn't experience any of that...
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Throughout the buying process, Eric was clear and upfront about exactly what the process entailed and was always available to answer any questions we had. There were no surprises at the closing table because we had been given detailed information...
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Eric did a great job for us from start to finish.We went in knowing it wasn't going to be easy ,and he handled every obstacle that got in our way. He was so professional and very attentive to us. I would recommend Eric over and over again!
Eric was outstanding to work with. He helped us get a great loan despite some personal obstacles, and he guided us patiently and skillfully through the arduous process of home buying. He was always in contact throughout the process and we trusted...
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Eric help us from the beginning of the process and made everything very painless. Even our not 'so normal' money distribution among some special accounts was sorteted out to where we could buy the house.
Eric answered all of my questions and made my home buying experience as stress free as possible. He gave several options for financing solutions depending on my situation and patiently explained everything to my satisfaction. If you want a...
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Eric is Extremely Professional on what he does. Very honest. Makes impossible things possible. He was able to close my loan way earlier than I expected. Highly recommend Eric and he's team. A+++
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.