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Guild Mortgage - Santa Cruz, Capitola, CA
Capitola, CA

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Monica was professional, personable, and made things as easy as possible. After working with Monica I wouldn't want to work with anyone else.
Reply from Guild Mortgage - Monica Bowman
April 28th, 2026 03:14 PM
Cleta, I appreciate your kind words. I'm happy to hear that you found the process easy and that you had a positive experience working with me. If you ever need assistance in the future, I'm here to help. Thank you for making it a pleasure to...
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Guild Mortgage - Monica Bowman has received a review with 5 star rating from Dan K
Reply from Owner
April 28th, 2026 03:14 PM
Thank you, Dan, for the 5-star rating. I appreciate your support and look forward to serving you again in the future.
She is the best!!
Reply from Guild Mortgage - Monica Bowman
April 28th, 2026 03:15 PM
you are too kind! thank you! :)
Very surprised how Moinca cared and helped us a lot, very friendly and always with a smile. The loan aproval was very fast, I got my new house less than a month. I believe she is the best loan officer. I definitely recommed her.
Reply from Guild Mortgage - Monica Bowman
April 21st, 2026 04:13 PM
Thank you, Celso, for your kind words. I'm glad to hear that you felt supported and that the loan approval process was swift. It's wonderful to know you're happy with your new home. If you ever need further assistance, please don't hesitate...
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Monica refinanced our home at a lower rate and reduced our monthly payments. She was fantastic to work with and the process was so easy because of how thorough she is. I would definitely work with her again in the future!
Reply from Owner
March 30th, 2026 05:44 PM
I'm grateful for your kind words, Joanne. It's wonderful to hear that the refinancing process went smoothly and successfully lowered your monthly payments. I always strive to provide thorough and efficient service, so it's rewarding to know...
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Monica took really great care of us and the process was very easy!
Reply from Guild Mortgage - Monica Bowman
March 30th, 2026 05:51 PM
:) it's always a pleasure to take care of you both Joanne. Congratulations :) <3
Guild Mortgage - Monica Bowman has received a review with 5 star rating from Rachael D
Reply from Owner
March 30th, 2026 05:51 PM
Thank you Rachael for taking the time. Thank you for the 5 stars! Congratulations :) Moni
Monica is a ROCKSTAR. She will be the only person I use when buying a home!
Reply from Guild Mortgage - Monica Bowman
March 16th, 2026 09:17 PM
I truly appreciate your kind words, Rachael. It's fantastic to know that you had such a positive experience and that you feel confident relying on me for your home-buying needs. Being a part of your journey is something I value greatly. If...
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I felt like Monica had my best interests in mind as she worked to make my refi a success. She kept me informed and was sympathetic to my situation.
She made me feel that I was a priority and I appreciated her empathy.
Reply from Guild Mortgage - Monica Bowman
February 26th, 2026 09:52 PM
I'm glad to hear that you felt supported during your refinance process, Lee. Knowing that you felt like a priority and experienced empathy means a lot to me. Clear communication and understanding my clients' unique situations are important...
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Guild Mortgage - Monica Bowman has received a review with 5 star rating from Clay Z
Reply from Owner
January 22nd, 2026 05:38 PM
I appreciate your kind rating, Clay. If you ever need anything or have questions in the future, don't hesitate to reach out.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Specialities
Financial Services
Year Started
2024
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2576377
Disclaimer
We are licensed to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;