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Guild Mortgage - Monica Bowman - Sales Manager | NMLS# 230667 in Capitola, CA
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Guild Mortgage - Monica Bowman

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Sales Manager | NMLS# 230667

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve...... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
Overall Ratings
4.97
(216)
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Reviews from Web
  • 5.0
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    Amanda H
    Scotts Valley, CA
    Posted on May 19th, 2026 04:20 PM
    Monica held my hand (virtually) through the whole process, from getting my credit score up to shopping around for the best rate, and following up with money saving tips after the deal was done. She has many helpful contacts in town, an excellent...
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    Reply from Guild Mortgage - Monica Bowman
    May 20th, 2026 05:01 PM
    Dearest Mandi, being a part of your journey and watching you get such an amazing home and for everything to fall in place so beautifully, and perfectly for you has made me so very happy! Thank you for your kind words and review; you make it...
    read more
  • 5.0
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    Ted M
    Posted on May 18th, 2026 10:19 PM
    Guild Mortgage - Monica Bowman has received a review with 5 star rating from Ted M
    Reply from Owner
    May 19th, 2026 03:03 PM
    Thank you Ted, it was such a pleasure to have this beautiful transaction together <3 we made such a difference in two families lives!
  • 5.0
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    Ted M
    Scotts Valley, CA
    Posted on May 18th, 2026 10:19 PM
    Your Kindness and your attitude and so much more.
    Reply from Monica Bowman
    May 20th, 2026 05:01 PM
    Thank you dearest Ted! look who's speaking about Kindness! The kind of kindness that is! much love, Moni <3
  • 5.0
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    Amanda H
    Posted on May 16th, 2026 12:36 AM
    Monica went above and beyond to help me buy my dream home, from advising me on how to fix my credit, to getting me pre approved for more than I thought possible, to putting in a good word for me when it was time to put in an offer, and then...
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    Reply from Owner
    May 20th, 2026 05:03 PM
    Amanda, thank you for sharing your experience. I'm grateful to have been part of your journey in buying your dream home. It's appreciated to hear that my efforts to support you with credit advice, pre-approval, and securing the best rate were...
    read more
  • 5.0
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    Cleta K
    Watsonville, CA
    Posted on April 28th, 2026 01:28 PM
    Monica was professional, personable, and made things as easy as possible. After working with Monica I wouldn't want to work with anyone else.
    Reply from Guild Mortgage - Monica Bowman
    April 28th, 2026 03:14 PM
    Cleta, I appreciate your kind words. I'm happy to hear that you found the process easy and that you had a positive experience working with me. If you ever need assistance in the future, I'm here to help. Thank you for making it a pleasure to...
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  • 5.0
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    Dan K
    Posted on April 28th, 2026 02:35 AM
    Guild Mortgage - Monica Bowman has received a review with 5 star rating from Dan K
    Reply from Owner
    April 28th, 2026 03:14 PM
    Thank you, Dan, for the 5-star rating. I appreciate your support and look forward to serving you again in the future.
  • 5.0
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    Daniel K
    Watsonville, CA
    Posted on April 28th, 2026 02:35 AM
    She is the best!!
    Reply from Guild Mortgage - Monica Bowman
    April 28th, 2026 03:15 PM
    you are too kind! thank you! :)
  • 5.0
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    Celso C
    Hollister, CA
    Posted on April 21st, 2026 12:14 AM
    Very surprised how Moinca cared and helped us a lot, very friendly and always with a smile. The loan aproval was very fast, I got my new house less than a month. I believe she is the best loan officer. I definitely recommed her.
    Reply from Guild Mortgage - Monica Bowman
    April 21st, 2026 04:13 PM
    Thank you, Celso, for your kind words. I'm glad to hear that you felt supported and that the loan approval process was swift. It's wonderful to know you're happy with your new home. If you ever need further assistance, please don't hesitate...
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  • 5.0
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    Joanne G
    Posted on March 29th, 2026 03:56 AM
    Monica refinanced our home at a lower rate and reduced our monthly payments. She was fantastic to work with and the process was so easy because of how thorough she is. I would definitely work with her again in the future!
    Reply from Owner
    March 30th, 2026 05:44 PM
    I'm grateful for your kind words, Joanne. It's wonderful to hear that the refinancing process went smoothly and successfully lowered your monthly payments. I always strive to provide thorough and efficient service, so it's rewarding to know...
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  • 5.0
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    Joanne G
    Ben Lomond, CA
    Posted on March 29th, 2026 03:55 AM
    Monica took really great care of us and the process was very easy!
    Reply from Guild Mortgage - Monica Bowman
    March 30th, 2026 05:51 PM
    :) it's always a pleasure to take care of you both Joanne. Congratulations :) <3
  • 10 of 216
    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
    686
    /850
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    Year Started

    1960

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 230667
    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 230667; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.