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Guild Mortgage - Santa Cruz, Capitola, CA
Capitola, CA

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
You could not ask for a better partner than Monica - she wasn't just knowledgeable and proactive, but she was sincere and kind during a process that is inherently vulnerable, fraught with anxiety and unknowns. I could not recommend her more!...
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Reply from Guild Mortgage - Monica Bowman
September 2nd, 2026 04:29 PM
I'm so grateful for your kind words, Sagar. Thank you for your recommendation! sending you both big hugs and speak soon, Moni
My personal interaction with Monica and the level of service was excellent. Guilds ability or desire to following through on there loan was very poor.
Reply from Guild Mortgage - Monica Bowman
August 19th, 2026 04:51 PM
Andrew, I appreciate you taking the time to share your experience. I'm glad to hear that you found my service excellent, though I'm sorry for any issues you encountered with the loan process. Please reach out to me directly if you'd like to...
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Monica was fantastic from our very first phone call. She took the time to thoroughly understand our situation and asked all the right questions before we even discussed loan options. What stood out most was how personal she made the entire...
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Reply from Guild Mortgage - Monica Bowman
July 16th, 2026 04:19 PM
Dear Jimmy, I truly appreciate your kind words and the trust you placed in me for your first home purchase. I'm glad to hear that you felt supported and cared for throughout the process. It was a pleasure to assist you and your beautiful family,...
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Guild Mortgage - Monica Bowman has received a review with 5 star rating from Jessica P
Reply from Owner
July 13th, 2026 03:50 PM
Thank you, Jessica, for the 5-star rating. I'm grateful for your support and glad to have been a part of your family's last journey to find your perfect home :) It's always a pleasure to be there for you and your family Jessica.
Monica took time to explain each step to us throughout the process. She made sure we understood our options, where we were in the process, and gave detailed guidance to ensure everything was submitted correctly. She treated us with kindness...
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Reply from Guild Mortgage - Monica Bowman
July 13th, 2026 03:52 PM
you are too kind with all your words Jessica, truly it's pure joy to be a part of your family's success with all these changes you have made to your lives lately. Congratulations to you all! sending you all love and huge hugs, Moni <3
She is just AMAZING I never met anyone more competent more resourceful she is definitely a treasure I am looking forward to work with her in the the future for all my loans needs I am absolutely grateful for all she has done for me she made...
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Reply from Owner
July 13th, 2026 03:53 PM
Thank you dearest Fatima, you are the treasure and your son is so blessed to have a smart mom like you who is buying homes to make sure he's all set up when he's all grown up! Very smart investor you are and I'm so proud of you and here for...
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She is just AMAZING I never met anyone more competent more resourceful she is definitely a treasure I am looking forward to work with her in the the future for all my loans needs I am absolutely grateful for all she has done for me
Reply from Guild Mortgage - Monica Bowman
July 8th, 2026 11:11 PM
Thank you, Fatima, for your kind words. I'm grateful for the opportunity to assist you and I'm pleased to hear that you found my support helpful. I look forward to connecting with you sooner than later. Truly a pleasure to be able to be there...
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Monica is a great mortgage broker to work with! She ran everything quickly and was on top of every detail. Thank you again Monica and would be thrilled to work with you again.
Reply from Owner
July 13th, 2026 03:54 PM
Thank you Kelly, I loved working with you also and look forward to our paths crossing sooner than later. Thank you for all your hard work and support making this happen for our sweet clients :) Moni
Thank you Monica! This wasnt the easiest sale and she made everything run smoothly and no one would know the challenges that came up. Thank you again snd can't wait to work with you again soon!
Reply from Monica Bowman
July 8th, 2026 11:12 PM
I'm grateful for your kind words, Kelly. It's wonderful to hear that I could help make the sale process smooth despite the challenges. I look forward to working with you again in the future! Thank you for all your hard work and support during...
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Monica is the best <3!!!
Reply from Guild Mortgage - Monica Bowman
July 1st, 2026 05:37 PM
Thanks Haili! you guys are the Best! <3
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Specialities
Financial Services
Year Started
2024
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2576377
Disclaimer
We are licensed to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;