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Guild Mortgage - Direct Lending, San Diego, CA
San Diego, CA

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
The process was thoroughly explained as we went through every step and everything was done in a very timely manner. Ron always kept in touch with us and let us know everything that was happening thr the whole process, which we greatly appreciated...
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Reply from Guild Mortgage - Ron Luttrull
September 21st, 2026 02:52 PM
I'm pleased to hear that you were satisfied with the process and felt well-informed every step of the way, Crystal. Keeping you updated was a priority for me, and I'm glad it contributed to a great experience with Guild Mortgage. Thank you...
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Alec was incredibly knowledgeable and answered all of my questions with patience and confidence. He made the entire process easy, smooth, and stress-free. He executed the deal amazingly and made sure everything was handled efficiently from...
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Alec was incredibly knowledgeable and answered all of my questions with patience and confidence. He made the entire process easy, smooth, and stress-free. He executed the deal amazingly and made sure everything was handled efficiently from...
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Reply from Guild Mortgage - Alec Norets
September 21st, 2026 05:30 PM
Masrina-Bee, I'm thankful for your kind words and am glad to hear that I was able to make the process easy and stress-free for you. Your appreciation of my professionalism and attention to detail is greatly valued. I'm also pleased to know...
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Prompt response whith answers ,very professional!
Reply from Guild Mortgage - Benjamin Williams
September 21st, 2026 02:18 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
The whole process was great. Questions were anwsered in a timely manner. Everyone was great to work with.
Reply from Guild Mortgage - Ron Luttrull
September 21st, 2026 12:42 PM
I'm glad to hear that you found the process with Guild Mortgage smooth and that your questions were answered promptly, Robert. It was a pleasure working with you.
Michael was very helpful and professional throughout the whole process of buying my home. The whole Guild Team made it easy and as non stressful in buying a house that it could be. Thank you for everything you and the team did for me Michael....
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there were mistakes in the final closing numbers. My payment is higher than estimated.
Reply from Guild Mortgage - Xavier Velasco
September 16th, 2026 02:52 PM
I'm sorry to hear about the issues with the final closing numbers, Jack. I understand how important it is to have accurate estimates for your payments. Please reach out to me directly so we can discuss this further and work towards a resolution....
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It was projected and advised that the rates would go down, but instead they up, so I had a slightly higer rate. I had to remind people to look at some documents and reach out the insurance company after a couple of weeks, after submiting them....
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Reply from Guild Mortgage - Michael Dunn
September 14th, 2026 08:03 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
Guild Mortgage - Xavier Velasco has received a review with 5 star rating from Skyler W
Reply from Owner
September 8th, 2026 03:25 PM
Thanks again for being such great customers and trusting us again with your mortgage needs. Please feel free to reach out to me for anything. Have a great week!
The thing I liked best was how informative Xavier was. We did not have to contact him with questions, because he gave us our answers before we knew we had questions.
Reply from Guild Mortgage - Xavier Velasco
September 3rd, 2026 09:00 PM
I'm grateful for your kind words, Skyler. It's wonderful to hear that you found the information provided helpful throughout the process. Anticipating your questions and ensuring you feel informed is always my goal. Please let me know if there...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Specialities
Financial Services
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 3274
Disclaimer
We are licensed to do business in the states of California, Alaska, Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender;