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Guild Mortgage - Direct Lending, San Diego, CA
San Diego, CA
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
there were mistakes in the final closing numbers. My payment is higher than estimated.
It was projected and advised that the rates would go down, but instead they up, so I had a slightly higer rate. I had to remind people to look at some documents and reach out the insurance company after a couple of weeks, after submiting them....
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Guild Mortgage - Xavier Velasco has received a review with 5 star rating from Skyler W
Reply from Owner
September 8th, 2026 03:25 PM
Thanks again for being such great customers and trusting us again with your mortgage needs. Please feel free to reach out to me for anything. Have a great week!
The thing I liked best was how informative Xavier was. We did not have to contact him with questions, because he gave us our answers before we knew we had questions.
Reply from Guild Mortgage - Xavier Velasco
September 3rd, 2026 09:00 PM
I'm grateful for your kind words, Skyler. It's wonderful to hear that you found the information provided helpful throughout the process. Anticipating your questions and ensuring you feel informed is always my goal. Please let me know if there...
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At the beginning of the process, we had a good experience, but unfortunately, our experience with the loan officer, Casey, was disappointing. Communication was not consistent, and we often felt that we were not kept informed throughout the...
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The underwriter was overly exacting in his/her inquiry. I expected more trust since I already had two loans with Guild on which I have never been late. e.g. Asking to explain $100 charitable contributions, asking why there had been a $57 dollar...
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of all, I wanna thank you so much for all the hard work you all did for me. It was amazing experience and no matter how much I think you all is not enough because you are number one and I would recommend you to everyone in this world, please...
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Preferred lenders make the process seamless for both buyers and sellers.
East, straight-forward process.
Reply from Guild Mortgage - Alan Moore
September 2nd, 2026 02:39 PM
I'm glad you found the process to be easy and straightforward, Beth. Thank you for sharing your experience with me.
He answered all my questions quickly and professionally.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Specialities
Financial Services
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 3274
Disclaimer
We are licensed to do business in the states of California, Alaska, Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender;