

Guild Mortgage - Xavier Velasco
Loan Officer

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Location & Business Hours
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
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Reviews from Web
Took around two months from initial applpication to fund distribution. I had to send in the same documents more than once. Wnet roughly two weeks with no updates and only started receiving updates again after initiating contact (Richard Casey)....
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anta service, great tts ended up being better than expected expected.u all
Reply from Guild Mortgage - Xavier Velasco
May 5th, 2026 06:09 PM
I'm glad to hear that the service met your expectations, Daniel. It was a pleasure working with you! Please let me know if I can serve you in the future any way I can.
Xavier and his team has always taken very good care of us.
A formal letter was provided to Angela Lightsy spelling out areas of concern
Reply from Guild Mortgage - Xavier Velasco
December 12th, 2025 06:36 PM
Thank you for bringing this issue to our attention. We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future. Our team will be in touch shortly to discuss and...
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Used Guild as we had to stop our home improvement loan process and didn't want to go through another credit check and was told we just needed to recertify our appraisal. Then during the process we were constantly given date deadlines that were...
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Reply from Guild Mortgage - Xavier Velasco
November 17th, 2025 03:27 PM
Hi Mike, it was great working with you on your refinance. I'm glad everything worked out as planned. I'm here for you for anything you need in the future. Even though we are done with your refinance I am still here to serve you. have a great...
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The process was delightful from the beginning to the end. Xavier and his colleagues were professional and extremely knowledgeable. My family and I are grateful for the help and guidance we received.
Reply from Guild Mortgage - Xavier Velasco
November 17th, 2025 03:22 PM
I'm glad to know that the process was positive for you from start to finish, Christopher. It was my pleasure to assist you and your family. If there's anything else you need or if any questions come up in the future, please feel free to reach...
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Xavier was amazing to work with for our second mortgage. We felt comfortable every step of the way!
Reply from Guild Mortgage - Xavier Velasco
November 11th, 2025 01:22 PM
It's great to know you felt comfortable throughout the process, Brandon. Making sure everything goes smoothly for your second mortgage is a priority for me. If any questions or needs arise in the future, don't hesitate to get in touch.
Excellent communication and Xavier anticipated all of our needs & prepared us for all of our next steps. Polite, kind, professional, and super helpful with any and all questions.
Excellent communication and Xavier anticipated all of our needs & preparted us for all of our next steps. Polite, kind, professional, and super helpful with any and all questions.
Reply from Guild Mortgage - Xavier Velasco
November 10th, 2025 06:51 PM
I appreciate your thoughtful feedback, Cassidy. I'm glad I could assist with clear communication and help anticipate your needs. It's important to me that you're prepared for each step and feel supported throughout the process. If you have...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1012920; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 515572; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; NMLS ID: 515572; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.