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Debroah answered all my questions even if it was at 7:30 at night when I got off work she was super nice even if I was having a hard time with the process
One on one conversations to understand every step of the process and guidance provided. Terri was so personable and her shared wealth of knowledge made me less anxious and comfortable every step of the way. Thanks to Terri for an awesome experience!!...
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Reply from Terri Hammonds
May 25th, 2023 05:27 PM
Thank you Laura. I appreciate your business.
Kristin was friendly and professional. She answered all our questions and remained accessible during the entire process.
Reply from Kristin Holmes
April 5th, 2023 03:31 PM
Thank you Tim for allowing me to assist you with the purchase of your new investment property. Congratulations again to you and Elizabeth,
I am so excited to work with you both again in the future!
She help me alot with everything going in my life and that what made it so easy for me. I appreciate all the help with this journey
Kristen and her associates were very informative and always did their best to keep me informed and ready for the next step in the process of buying our first home! Very satisfied and pleased with just how professional her, and her team is!
Reply from Kristin Holmes
April 5th, 2023 02:49 PM
Thank you Dalton for allowing me to assist you with your VA loan. Congratulations on the purchase of your first home in the Gadsden area, and thank you again for
your service!
Very friendly and helpful. over all just great
KRISTEN HAS A GREAT PERSONALITY, PLEASANT AND ALWALYS HELPFUL. IF THERE WAS A PROBLEM, SHE ALWAYS STOPPED TO RESOLVE WITH THAT SAME GREAT PERSONALITY
Reply from Kristin Holmes
April 5th, 2023 02:51 PM
It was a privilege to help you finance your new home in the Gadsden area. Congratulations again!
Deborah was just a true blessing! She answered every question I had, and guided me every step of the way!
Great friendly service. Quick response, always extremely helpful. Great communication
Reply from Terri Hammonds
May 25th, 2023 05:28 PM
Thank you Jaymee!!! Your business is appreciated!!!
Great communication and a smooth transaction
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa.
Click here to find a location near you.
Our mortgage loan specialists have access to the best loan products available in the country. What makes our mortgage division special is the willingness for our loan officers to go above and beyond the call of duty in making the loan application process as smooth and efficient as possible.
Since our original charter in 1958, First Federal Bank has been providing financial services that exceed the expectations of our customers. First Federal Bank is a full service community bank headquartered in Tuscaloosa, AL.
Whether you need to purchase a new home, need a bridge loan, need to refinance or establish an equity line of credit, our mortgage loan department can offer you the right loan for your situation. Click here to find a loan specialist.
So when you are in need of financial help for a mortgage loan, an equity line of credit, or BOTH, First Federal Mortgage is there for you. We'd love to make you a part of our growing family of customers. You will love banking with us!

