Kristin Holmes
Loan Originator | NMLS# 2268795
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa
Our mortgage loan specialists have acce... Show More
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Kristin made this experience so easy for us! She explained everything perfectly and was there for us every step of the way!
Reply from Kristin Holmes
August 13th, 2026 06:07 PM
Joshua, I appreciate your kind words. I'm glad I could make the process easy and provide clear explanations for you. It was a pleasure being there for you every step of the way.
Kristin made this process so easy! I previously bought a home and my loan was through Regions, it was such a long and drawn out process. I was dreading going through it again, but Kristin made everything easy going and quick! She made herself...
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Reply from Kristin Holmes
August 10th, 2026 02:54 PM
Kaycee, thank you for sharing your experience. I'm glad I could make the process easier and quicker for you this time around. It was a pleasure working with you and being available to answer your questions. If there's anything else you need,...
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Very organized; good communication; got us to closing ASAP.
Reply from Kristin Holmes
August 4th, 2026 02:12 PM
Randy, I appreciate your feedback. I'm pleased to hear that the process was smooth and efficient for you. If there's anything else I can assist with, please let me know.
She answered all of our questions even if she wasn't at work and she walked us Through step by step on everything we would need or have to do .
Reply from Kristin Holmes
June 19th, 2026 02:49 PM
Dallas, I'm thankful for your kind feedback. I'm pleased that I could assist you by answering your questions and guiding you through each step. If you have any more questions or need further help, please feel free to reach out.
Kristin went above and beyond to help me with my First time home buying process. 10/10 recommend her.
Reply from Kristin Holmes
June 15th, 2026 08:58 PM
Jordan, I'm grateful for your kind words and recommendation. I'm pleased that I could assist you with your first home-buying experience. If you have any questions or need further assistance, feel free to reach out.
Kristin was wonderful from start to finish, extremely professional and knowledged at what she does I couldn't have asked for anyone better to help me through the process!
Reply from Kristin Holmes
June 8th, 2026 07:21 PM
Michael, I appreciate your kind words. I'm glad to hear that you felt supported and well-guided throughout the process. If there's anything else you need, please don't hesitate to reach out.
Always kept me up to date on the process
Reply from Kristin Holmes
May 18th, 2026 08:26 PM
Austin, I appreciate your feedback. I'm glad to hear that you felt well-informed throughout the process. If there's anything else I can assist you with, please let me know.
Kristin was very informative and guided us through this whole process. My husband was hospitalized during this time, and Kristin went above and beyond to check on us and showed genuine concern. She worked to ensure the closing could still happen...
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Reply from Kristin Holmes
May 4th, 2026 04:25 PM
Melissa, I'm truly grateful for your kind words. It was important to me to provide support and ensure everything proceeded smoothly, especially during such a challenging time for your family. If there's anything more I can do, please feel free...
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Kristin did such a fantastic job! She was very knowledgeable and communicated very well. This is, hands down, the best financial transaction I have ever had.
Reply from Kristin Holmes
April 21st, 2026 07:37 PM
Thank you, Jonathan, for your kind words. I'm happy to hear that my knowledge and communication made this your best financial transaction. If there's anything more I can do for you, please let me know.
Kristin was extremely helpful in assisting me as a first time homebuyer!
Reply from Kristin Holmes
April 13th, 2026 06:42 PM
I'm grateful to hear that I could assist you, Brooklynne, as you navigated the process of buying your first home. It's important to me to provide helpful support during such a significant milestone. If there's anything else you need, please...
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About
First Federal Mortgage's experienced Lending Specialists are located throughout the state of Alabama, including Athens, Birmingham, Florence, Gadsden, Huntsville, Mobile, Orange Beach, and Tuscaloosa
Our mortgage loan specialists have access to the best loan products available in the country. What makes our mortgage division special is the willingness for our loan officers to go above and beyond the call of duty in making the loan application process as smooth and efficient as possible.
Since our original charter in 1958, First Federal Bank has been providing financial services that exceed the expectations of our customers. First Federal Bank is a full service community bank headquartered in Tuscaloosa, AL.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Year Started
2022
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2268795