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Charlotte in Charlotte, NC

Charlotte, NC

A Higher Standard of Lending

Charlotte, NC
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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
  • M
    Michael D
    Charlotte, NC
    Posted on May 3rd, 2026 10:39 PM
    Skip kept us in the loop every step of the way and always answered every question we had and his team was prompt and helpful in every way
    Reply from Skip O’Neal
    May 7th, 2026 05:42 PM
    I'm pleased to hear that you felt well-informed throughout the process, Michael. It's great to know that both my team and I could assist you effectively. If you have any future questions or needs, please feel free to reach out.
  • J
    Joshua S
    Lenoir, NC
    Posted on April 27th, 2026 12:43 PM
    Good communication and very friendly
    Reply from Ashleigh Smyth
    April 30th, 2026 12:44 PM
    Joshua, I appreciate your kind words about my communication and friendliness. It's great to know these aspects had a positive impact on your experience. If there's anything more you need, feel free to reach out.
  • L
    Leanna R
    Charlotte, NC
    Posted on April 26th, 2026 10:44 AM
    Working with Skip was an exceptional experience from start to finish. He managed every aspect of the mortgage process with professionalism, precision and efficiency. His expertise and attention to detail gave me confidence throughout the transaction....
    read more
    Reply from Skip O’Neal
    April 29th, 2026 04:08 PM
    Thank you for your kind words, Leanna. I'm glad to hear that my professionalism and attention to detail made your mortgage process a confident experience. I truly appreciate your recommendation and am here for any future needs you may have.
  • R
    Richard N A
    Belmont, NC
    Posted on April 24th, 2026 06:00 PM
    Skip O'Neal is very knowledgeable and always so very helpful in many ways. He is able to explain in great detail questions that may arise and also is very reachable at any given time. Also, he is able to explain the process and what is coming...
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    Reply from Skip O’Neal
    April 27th, 2026 06:01 PM
    I appreciate your kind words, Richard. It's great to know that you found my explanations and availability helpful throughout the process. Thank you for recommending my services to others—I'm here whenever you need assistance.
  • K
    Kelsey H
    Gastonia, NC
    Posted on April 20th, 2026 05:47 PM
    Firstly, I can't say enough good things about Ashleigh. As a first time home buyer, she made this experience so positive and less frightening for me. Her communication was top notch and she explained things with so much clarity that I felt...
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    Reply from Ashleigh Smyth
    April 23rd, 2026 05:48 PM
    Kelsey, I'm truly grateful for your kind words and for sharing your experience as a first-time home buyer. I'm pleased that my communication and support provided clarity and confidence throughout the process. It was important to me to be there...
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  • C
    Carolyn C F
    Marshville, NC
    Posted on April 17th, 2026 12:03 PM
    The communication was wonderful.
    Reply from Skip O’Neal
    April 20th, 2026 02:52 PM
    I'm grateful for your kind words about the communication, Carolyn. It's important to me that you had a positive experience. If there's anything else I can do for you, please let me know.
  • D
    Dale L F
    Marshville, NC
    Posted on April 15th, 2026 06:42 PM
    Skip was very patient and professional! We very much like the in home closing!
    Reply from Skip O’Neal
    April 20th, 2026 06:38 PM
    I'm thankful for your feedback, Dale. It's nice to know that you appreciated both my approach and the in-home closing experience. If there's ever anything else you need, please don't hesitate to reach out.
  • D
    Deanna G
    Statesville, NC
    Posted on April 15th, 2026 05:21 PM
    Great communication as always.
    Reply from Jennie Daniels
    April 15th, 2026 05:36 PM
    Thank you Deanna! I always strive to make the loan process easy and communicate with the buyers as much as I can! I appreciate you and always enjoy working with you!
  • J
    Joyce C M
    Statesville, NC
    Posted on April 14th, 2026 12:00 AM
    Open communication throughout the loan process. Jeannie went above to help facilitate my loan and new home!!!
    Reply from Jennie Daniels
    April 14th, 2026 12:49 PM
    Joyce, it was a pleasure working with you and I appreciate your kind words. I am so excited that I got to help you purchase your new home! I hope you will be very happy!I am here if you need me and if you know anyone looking for a home loan,...
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  • G
    Grant O G
    Statesville, NC
    Posted on April 5th, 2026 10:43 PM
    The care put into fully understanding the situation, recommend a good path and communicating the process made the experience cery very simple from the customer standpoint.
    Reply from Jennie Daniels
    April 9th, 2026 07:13 PM
    I'm pleased to know that my approach helped simplify the process for you, Grant. It's important to me to provide clear communication and to develop a thoughtful path forward. If you have any more questions or need assistance in the future,...
    read more
  • 5160 of 1888
    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.