

Countywide Mortgage Lending - Escondido, CA
Escondido, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
Contact Info
Point of Contact:
Robert Behic
Loan Production Manager
rbehic@gemcorp.com
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Reviews from Web
Thank you so much for all of your support through the process! You and Stephen were wonderful.
Reply from Robert Behic
June 29th, 2026 08:19 PM
Thank you for your kind words, April. I'm glad Stephen and I could support you through the process. If there's anything else you need, please feel free to reach out.
Grant was super helpful and communicative
Reply from Robert Behic
June 22nd, 2026 02:43 PM
I'm happy to hear that Grant was helpful and communicative, Brendan. Your feedback is valued and I'm glad the experience was positive for you. If you have any more questions or need assistance, please don't hesitate to reach out.
Hands on service and prompt responses from both Robert and Stephen Testa.
Reply from Robert Behic
May 18th, 2026 07:14 PM
Thank you for your kind words, Michael. I'm pleased to know that both Stephen and I could provide hands-on service and prompt responses during your refinancing process. If you have any more questions or need further assistance, please feel...
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Grant was absolutely amazing. He provided excellent advice and kept us apprised at all times while always being available for any questions. I would highly recommend Grant and his team!
Reply from Robert Behic
May 7th, 2026 05:28 PM
I'm glad to hear that Grant provided you with excellent advice and kept you informed throughout the process, Theodore. Your recommendation means a lot, and I appreciate you taking the time to share your experience. If you have any more questions...
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Robert was professional and fast, he was a pleasure to work with.
Reply from Robert Behic
May 5th, 2026 02:55 PM
I'm grateful for your kind words, Richard. It's nice to know that my professionalism and speed made your experience enjoyable. If there's anything more you need, please feel free to reach out.
He delivered everything he promised!
Reply from Robert Behic
May 4th, 2026 04:02 PM
I'm happy to hear that I was able to meet your expectations, Alejandra. Thank you for your trust, and if you need any further assistance, please let me know.
stephen is great Verry helpful anytime you need him he is availabel.
Reply from Stephen Testa II
April 16th, 2026 02:19 PM
I'm happy to hear that my availability and assistance have been valuable to you, Leilani. It's important to me to be there whenever you need help. If there's anything more I can do, please don't hesitate to reach out.
Stephen is verry helpful any time you call him his respond and if i want to see him in person his available.
Reply from Stephen Testa II
April 16th, 2026 02:16 PM
I'm pleased to hear that my availability and responsiveness have been helpful to you, Albert. It's important to me to be there when needed, whether over the phone or in person. If there's anything more I can assist with, please feel free to...
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Great team, everything went very smooth.
Reply from Robert Behic
April 16th, 2026 02:11 PM
I'm pleased to hear that everything went smoothly, Erika. Thank you for recognizing the team's efforts. If you have any further questions or need assistance, feel free to reach out.
since the 1st meeting, Robert was very present and genuinely looking out for our concerns. Was always available for any questions or concerns that we had. Robert a d Stephen went above and beyond to make the best deal possible for us and in...
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Reply from Robert Behic
March 24th, 2026 04:55 PM
I'm glad to hear you felt supported from the very start, Bertha. Being present and addressing your concerns is a priority for me. It's great to know that both Stephen and I could assist you in securing the best deal promptly. Thank you for...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)