

Jose Cerrato
Mortgage Loan Originator

Countywide Mortgage Lending, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage divi... Show More
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Hes great good communication skills ,always keeping us updated with news ,and always there when we needed him.a pleasure to work with
Reply from Jose Cerrato
August 27th, 2026 05:29 PM
Alberto, I'm grateful for your kind words. It's good to know that my communication skills and support were helpful to you throughout the process. It was a pleasure working with you as well!
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About
Countywide Mortgage Lending, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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