

Countywide Mortgage Lending - Escondido, CA
Escondido, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
Contact Info
Point of Contact:
Robert Behic
Loan Production Manager
rbehic@gemcorp.com
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Reviews from Web
It all comes down to Grant; he made the process not only easy but enjoyable. He was able to make new and complex items palatable for my wife and me to make decisions.
Reply from Robert Behic
February 23rd, 2026 08:41 PM
Brandon, I'm glad you found the process enjoyable and that Grant was able to clarify complex items for you and your wife. Making the decision-making process smooth and understandable is important, and it's great to see that this was your experience....
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Robert was proactive in walking us through every step of the process.He was patient, steady, and incredibly kind throughout. If you feel intimidated by the administrative and legal responsibilities involved, Robert is a thoughtful guide who...
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Reply from Robert Behic
February 23rd, 2026 07:19 PM
Te, it's great to hear that you felt guided and supported throughout the process. Navigating administrative and legal responsibilities can indeed be daunting, so I'm glad I could provide steady and patient assistance. Should you have any more...
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Outstanding communicatio, helpful and informativ.
Reply from Robert Behic
February 16th, 2026 09:28 PM
Johanna, I'm pleased to hear that you found the communication outstanding and the guidance helpful and informative. It's important to me to provide clear and supportive service. If you have any more questions or need further assistance with...
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Outstanding communication, friendly, respectful and helpful.
Both Grant and Robert made everything very easy and were always easy to get ahold of if needed
Reply from Robert Behic
February 5th, 2026 06:53 PM
Kyle, thank you for sharing your experience. I'm glad to hear that both Grant and I were able to make the process straightforward for you and that you found us easily accessible. If there's anything else you need or any questions you might...
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As my realtor put it, Stephen reached "super-hero" status when working on my loan. We were on a tight timeline during the Christmas holiday and he delivered on time as promised. He was quick with responses and happy to answer any questions...
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Reply from Stephen Testa II
January 1st, 2026 04:16 PM
I'm genuinely glad to hear that you found my support helpful, especially during such a busy time of year. It's rewarding to hear you've had a positive experience again. Your trust in my services for the third time is greatly appreciated, and...
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Amazing service and great rates. Austin is an amazing broker
Reply from Austin Behic
December 25th, 2025 05:31 PM
It's great to know you were satisfied with the service and rates, Carl. Thank you for your kind words about my role as a broker. If you need any more assistance or have further questions about your refinance process, please don't hesitate to...
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Great experience! Grant was so helpful and creative with his ideas on the best financing for my purchase. I appreciated his quick response to my emails and calls.
Reply from Robert Behic
December 25th, 2025 03:45 PM
I'm happy to hear you had a positive experience and found Grant's assistance valuable for your purchase. Being responsive and creative with financing options is important to me, and I'm glad he could support you effectively. If you have any...
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My wife and I were buying our first house and very excite. but when our other lender fell through, Robert was able to pick up the pieces and still get us to the finish line without an extension of closing.
Reply from Robert Behic
December 18th, 2025 03:51 PM
I'm really pleased to hear that I could assist you and your wife in securing your first home, especially under challenging circumstances. It's great that we managed to reach the closing without needing an extension. If you have any more questions...
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Fantastic communication and extremely knowledgable about a wide range of mortgage products
Reply from Robert Behic
December 9th, 2025 07:14 PM
I appreciate your feedback on the communication and expertise provided during your mortgage process. It's important to me to ensure you feel well-informed about the various products available. If there's anything more I can do for you or any...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)