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Flat Branch Home Loans in Columbia, MO

Flat Branch Home Loans, Columbia, MO

Columbia, MO
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Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also a... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
3%
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Reviews from Web
  • Encompass
    B
    Brian K H
    Moberly, MO
    Posted on February 9th, 2026 01:13 AM
    Quick and easy process knowledgeable and professional personnel .
    Reply from Tom Stone
    February 9th, 2026 02:37 AM
    I'm glad you found the process quick and easy, Brian. It's important to me to ensure everything goes smoothly for my clients. If you have any questions or need further assistance, feel free to reach out.
  • J
    John S
    Posted on February 8th, 2026 03:26 PM
    Working with Laura on our recent home loan refinance was an outstanding experience from beginning to end. She truly delivered white-glove service throughout the entire process, staying closely involved every step of the way and ensuring nothing...
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    Reply from Owner
    February 10th, 2026 05:17 PM
    Thanks, John! Cheers to your lower rate!!!
  • Encompass
    J
    John D B
    COLUMBIA, MO
    Posted on February 8th, 2026 01:46 PM
    I had an outstanding experience working with Tom Stone at Flat Branch Home Loans. From start to finish, Tom’s communication was excellent—clear, timely, and incredibly informative. He was always responsive, answered every question thoroughly,...
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    Reply from Tom Stone
    February 8th, 2026 02:12 PM
    I'm very pleased to hear about your positive experience, John. Keeping communication clear and timely is always a priority of mine, and it's gratifying to know it helped make the process straightforward for you. Working to secure a competitive...
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  • Encompass
    S
    Spencer M
    Mexico, MO
    Posted on February 7th, 2026 09:43 PM
    Tom helped me a lot and made everything go smoothly. Over all very helpful and great people to do business with.
    Reply from Tom Stone
    February 8th, 2026 02:17 PM
    It's good to know that everything went smoothly for you, Spencer. I'm glad I could be of help during your process and that you found doing business with us satisfying. If there's anything else you might need in the future, just let me know.
  • L
    Luke B
    Posted on February 7th, 2026 04:28 PM
    We utilized Preston and his team for the most recent home we purchased. They did a great job throughout the process and provided great knowledge and experience. Definitely recommend their team as the start to finish was great overall.
    Reply from Preston Madison
    June 4th, 2026 08:40 PM
    Thank you so much Luke! WE appreciate you
  • B
    Brittany A
    Mokane, MO
    Posted on February 7th, 2026 02:39 PM
    Had a great experience working with Zoe. She was super helpful, easy to talk to, and always quick to respond whenever I had questions. She explained everything clearly and made the whole mortgage process feel way less stressful. Really appreciated...
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    Reply from The Dream Team
    February 17th, 2026 02:40 PM
    I'm pleased to hear about your positive experience with Zoe, Brittany. It's important that the mortgage process feels manageable and clear, and I'm glad Zoe could be helpful, easy to communicate with, and responsive to your needs. Your recommendation...
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    Melanie M
    ASHLAND, MO
    Posted on February 7th, 2026 01:12 PM
    Very communicative and straightforward, organized and friendly
    Reply from Tom Stone
    February 7th, 2026 03:35 PM
    I'm glad to hear that you found my work communicative and straightforward, Melanie. Keeping things organized and maintaining a friendly approach are priorities for me. If there's anything else I can assist you with, feel free to let me know....
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  • Encompass
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    Bryson L
    COLUMBIA, MO
    Posted on February 6th, 2026 03:57 PM
    Tom was on call at all times to answer any questions we had. He was able to get in front of any and all surprises before they occured. He was reliabel and professional throughout the entire process. This was our second loan with Tom and I would...
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    Reply from Tom Stone
    February 7th, 2026 03:35 PM
    It's great to know that I could be there for you whenever questions arose, Bryson. Anticipating potential issues and maintaining reliability and professionalism are key aspects I focus on. I truly appreciate your trust in working with me for...
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    David S
    Dardenne Prairie, MO
    Posted on February 6th, 2026 11:38 AM
    Tom is great to wirk work with. He is very accessible and supportive through the entire process
    Reply from Tom Stone
    February 7th, 2026 03:35 PM
    It's reassuring to hear that you found me accessible and supportive throughout the process, David. Working with you and ensuring everything ran smoothly was a priority for me. If there's ever anything more I can do for you, please don't hesitate...
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  • W
    Wes C
    Posted on February 5th, 2026 06:49 PM
    Brad makes the process simple. Online process, thorough communication, quick turn time and no surprises. Exactly the experience we were looking for.
    Reply from Owner
    May 2nd, 2026 02:01 PM
    I'm glad to hear that the process met your expectations, Wes. It's important to me that everything goes smoothly with clear communication and no unexpected issues. If you have any questions or need help down the line, don't hesitate to reach...
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  • 641–650 of 3428
    About
    Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head downtown to our Columbia location to meet your local lender!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149