The Dream Team
Senior Mortgage Bankers
Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also a... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Jessica and this team are very responsive. They made the process run smoothly from start to finish!
Reply from The Dream Team
March 5th, 2026 04:15 PM
I'm glad to hear that Jessica and the team were responsive and made the process smooth for you, Michelle. Ensuring a seamless experience is always a priority for me. If there's anything else I can assist you with, please don't hesitate to reach...
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Jessica was able to achieve the best refinance deal out of all the lenders I spoke with and the team was quick, communicative, and helpful throughout this loan and the previous two loans I have taken through Flat Branch.
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Reply from The Dream Team
March 2nd, 2026 09:07 PM
It's great to hear that Jessica was able to provide you with the best refinance deal, Joshua. I'm pleased that the team maintained such a high level of communication and assistance throughout your loan experiences. If there's anything further...
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Always have a great experience with Zoe!
Reply from The Dream Team
March 2nd, 2026 05:08 PM
I'm pleased to know that you've consistently had a great experience with Zoe, Amy. It's important to me that our clients feel confident and well-supported throughout their journey. Should you have more experiences or questions to share in the...
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Zoe's is extremely responsive and makes the process easy. She does an amazing job of breaking down the process for anyone to understand. I can't imagine doing a loan or refinancing withough Zoe and her team helping us out.
Reply from The Dream Team
February 27th, 2026 04:18 PM
Joshua, I'm glad to hear that Zoe's responsiveness and ability to simplify the process made a positive impact for you. It's important to me that our clients find the loan or refinancing journey straightforward and clear. If there's anything...
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I confidently recommend Zoe and The Dream Team at Flat Branch. Reliable, responsive, and dedicated to getting the deal closed smoothly every time.
Reply from The Dream Team
March 19th, 2026 01:13 PM
Thank you, Shelby, for the positive recommendation. I'm glad to hear that Zoe and I could demonstrate reliability and responsiveness while ensuring a smooth closing process. Your confidence in our services is appreciated. If you ever need further...
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Good communication
Reply from The Dream Team
February 26th, 2026 05:02 PM
I appreciate your feedback, Stacy. I'm glad to hear that communication met your expectations at Flat Branch Home Loans. If there's anything more I can assist with, don't hesitate to get in touch.
Zoe and the ladies are very supportive, kind, and understanding
Reply from The Dream Team
February 26th, 2026 04:18 PM
It's heartening to hear that Zoe and the team were supportive, kind, and understanding, Seth. I aim to ensure everyone feels valued and supported throughout their experience with Flat Branch Home Loans. If any future questions or needs arise,...
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Had a great experience working with Zoe. She was super helpful, easy to talk to, and always quick to respond whenever I had questions. She explained everything clearly and made the whole mortgage process feel way less stressful. Really appreciated...
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Reply from The Dream Team
February 17th, 2026 02:40 PM
I'm pleased to hear about your positive experience with Zoe, Brittany. It's important that the mortgage process feels manageable and clear, and I'm glad Zoe could be helpful, easy to communicate with, and responsive to your needs. Your recommendation...
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I was so happy with the service we received from Jessica and her team. Every step of the process was explained in detail and their professionalism never waivered. I wouldn't use anyone else!
Allison and Ashley made the process seamless and straight forward! I had no issue working with them and look forward to working with them in the future!
Reply from The Dream Team
January 26th, 2026 08:27 PM
I'm glad to hear that the process felt seamless and straightforward working with Allison and Ashley, Cody. It's important to me that everything runs smoothly, and I'm pleased they could make that happen for you. Should you need anything in...
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About
Based in the heart of Columbia, Missouri, we are located downtown right next to Flat Branch Pub and Brewery. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head downtown to our Columbia location to meet your local lender!
Products & Services
Mortgage Loan Officer
VA Home Loan
Down Payment Assistance
Fixed Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 253826
Hobbies
- Gardening
- Walking
- Cycling
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Disclaimer
NMLS# 224149