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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en...... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
Overall Ratings
4.98
(251)
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Reviews from Web
  • 5.0
    Encompass
    D
    David H
    ASHLAND, MO
    Posted on June 2nd, 2026 03:59 PM
    Laura was there to answer every question with no wait time.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    It was a pleasure helping you, David!
  • 5.0
    Encompass
    T
    Tim T
    ASHLAND, MO
    Posted on June 2nd, 2026 03:44 PM
    Very professional, while making my clients transaction go smoothly.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    Thanks, Tim! Loved working with you!
  • 5.0
    Encompass
    C
    Chris B
    Mexico, MO
    Posted on May 23rd, 2026 07:08 PM
    Laura did a fantastic job from start to finish. I appreciate her due diligence and hard work.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    Thank you, Chris! Let's do it again soon!
  • 5.0
    Encompass
    K
    Kyle P
    Mexico, MO
    Posted on May 21st, 2026 08:32 PM
    The whole process from pre approval through the loan process was made simple through the ap. Everytime Laura needed anything I would receive email and text. Which that makes it nice for someone that doesn't check their email very much. Any...
    read more
    Reply from Laura Royse
    May 22nd, 2026 07:31 PM
    Thank you, Kyle! So happy for you!
  • 5.0
    google
    J
    Jill H
    Posted on May 21st, 2026 04:36 PM
    We had a great experience with Flat Branch in Columbia!
    Reply from Owner
    May 22nd, 2026 07:31 PM
    Thank you, Jill! Welcome HOME :)
  • 5.0
    Encompass
    J
    Jill H
    Columbia, MO
    Posted on May 21st, 2026 04:35 PM
    Laura was very communicative, clear, and pleasant while answering the many questions we had during this process!
    Reply from Laura Royse
    May 21st, 2026 05:12 PM
    Thank you, Jill! Welcome to Columbia!
  • 5.0
    Encompass
    B
    Bryan H
    Columbia, MO
    Posted on May 18th, 2026 05:40 AM
    Laura was great to work with! She was very responsive, helped me with my unique circumstances and helped ensure we were ready for closing in a timely manner.
    Reply from Laura Royse
    May 21st, 2026 05:12 PM
    Thanks, Byran! It was a pleasure working with you! Welcome to Columbia.
  • 5.0
    Encompass
    H
    Hayden E
    COLUMBIA, MO
    Posted on April 29th, 2026 02:18 PM
    Laura was prompt with responses, even on weekends and at odd hours of the evening . She was always there to help answer questions and solve problems. At no point did we feel overwhelmed or uneducated on any topic; Laura was great at explaining...
    read more
    Reply from Laura Royse
    April 29th, 2026 04:51 PM
    Thank you, Hayden! It was a pleasure working with you!
  • 5.0
    google
    A
    Allison
    Posted on April 24th, 2026 05:15 PM
    If you have always had the dream of owning a home, but don't know where to start, I recommend reaching out to Laura at Flat Branch to set up a meeting. My husband and I were first time home buyers, and Laura sat down with us and explained every...
    read more
    Reply from Owner
    April 29th, 2026 04:51 PM
    I'm so happy for you, Allison!
  • 5.0
    Encompass
    A
    Allison B
    Columbia, MO
    Posted on April 24th, 2026 01:54 PM
    Laura went above and beyond to explain the full home buying process in detail when we first met! That meeting was so helpful and gave us a lot of confidence as we moved through this process for the first time. She worked with us every step...
    read more
    Reply from Laura Royse
    April 24th, 2026 02:49 PM
    I appreciate YOU, Allison! So happy for you!!!
  • 10 of 251
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    650
    /850
    Search Rank Score
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149