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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
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24 hours
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24 hours
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24 hours
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
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    Alyssa H
    New Franklin, MO
    Posted on October 2nd, 2026 01:02 PM
    Laura always has great attention to detail and is very personable. She has a wealth of knowledge that she explains very well to her clients. You can tell from her experience, thoughtfulness, and thoroughness that her clients are her number...
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    Reply from Laura Royse
    October 2nd, 2026 01:34 PM
    Thanks Aly!! Appreciate you so much!
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    Orie M H
    New Franklin, MO
    Posted on September 30th, 2026 01:12 PM
    I couldn’t be happier with my experience working with Laura Royse and her team at Flat Branch Home Loans! Laura helped us refinance our construction loan into permanent financing, and she made the entire process incredibly smooth from start...
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    Reply from Laura Royse
    October 2nd, 2026 01:35 PM
    Wow! Thank you! Means the world that you trusted me to help you.
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    Erin M
    COLUMBIA, MO
    Posted on September 15th, 2026 03:21 PM
    Laura was wonderful to work with! Efficient and knowledgeable with every step and made refinancing a painless and even enjoyable process!
    Reply from Laura Royse
    September 16th, 2026 12:43 AM
    Thank you, Erin! It was a pleasure helping you!
  • Encompass
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    Aaron S
    COLUMBIA, MO
    Posted on August 14th, 2026 12:54 PM
    Laura went above and beyond to make our home-buying experience truly amazing. The level of care, attention to detail, and effort she puts into understanding and catering to her clients’ specific needs is outstanding. We couldn’t have asked...
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    Reply from Laura Royse
    August 14th, 2026 01:53 PM
    Thank you, Aaron! Best part of the job is getting to help families like yours! Thank you for trusting me and CONGRATULATIONS!!!
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    Tracy M T
    COLUMBIA, MO
    Posted on August 10th, 2026 03:24 PM
    Laura was very responsive and answered all of my questions.
    Reply from Laura Royse
    August 10th, 2026 03:38 PM
    Thanks Tracy!!! Congratulations!!!
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    Wesley S
    Columbia, MO
    Posted on August 8th, 2026 02:20 PM
    Thanks! Closing went smoothly
    Reply from Laura Royse
    August 8th, 2026 02:33 PM
    So happy for you!!!
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    Maria J F
    COLUMBIA, MO
    Posted on August 7th, 2026 12:39 PM
    Laura was incredibly helpful through every step of the process! I had some small complications but she walked me through them with patience and kindness. I was so glad to get to work with her!
    Reply from Laura Royse
    August 7th, 2026 12:47 PM
    So happy to help you!!! Congratulations!!!
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    Jack V
    HALLSVILLE, MO
    Posted on July 30th, 2026 05:37 AM
    Exceptional service from an outstanding mortgage professional. Laura Royse provided an incredible level of expertise, communication, and personalized support throughout our entire home-buying journey. From our first conversation through closing,...
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    Reply from Laura Royse
    July 30th, 2026 04:01 PM
    Wow, Thanks Jack! This means the world to me. Congrats on your new home :)
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    Randal T H
    COLUMBIA, MO
    Posted on July 15th, 2026 03:11 PM
    Laura was extremely helpful in every step of the process! From getting pre-approved, to helping us get all our needed documents in for our loan, to the final day of closing, everything was so easy because of Laura's intentionally and care for...
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    Reply from Laura Royse
    July 25th, 2026 03:12 PM
    Thank you for sharing your experience, Randal. I'm glad I could help make the process smooth and straightforward for you and your family. Your kind words mean a lot to me, and it was a pleasure assisting you throughout each step at Flat Branch...
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  • Encompass
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    Sarah H
    ASHLAND, MO
    Posted on July 15th, 2026 12:27 PM
    It was a smooth and easy process all due to laura.
    Reply from Laura Royse
    July 15th, 2026 01:41 PM
    Thanks, Sarah! I’m thrilled for you! Thank you for trusting me!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
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    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149